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No. Unless one of the people has a medical reason for needing counseling (such as depression) BCBS will not cover marriage counseling. The only way to get counseling together is if the person who has a medical reason asks that their significant other be present in the sessions for support.

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15y ago
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9y ago

No, medical insurance will not cover marriage counseling. There needs to be a mental health diagnosis for counseling / therapy treatment to be considered "medically necessary" and covered by medical insurance. Marriage and/or relationship counseling is not considered medically necessary.

There are times in which one party or the other may have an existing mental health diagnosis, such as depression, and counseling services will be covered if that person would like to have their partner/spouse involved in part of their treatment. However, that is not considered marriage counseling... it would be treatment for that one individual with the existing diagnosis.

For example, if a woman has an existing diagnosis of PTSD, and her current relationship or marriage is suffering as a result of ongoing struggle with PTSD... her partner or spouse would be able to engage in part of her treatment for PTSD specifically.

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11y ago

Yes BCBS of IL does cover it but not as Marriage Counselling but as Family counselling or individual counselling and most of the time you will pay only Co-pay and that it.

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Q: Does health insurance cover marriage counseling?
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Related questions

Why do insurance not cover marriage counseling?

Insurance does not cover marriage counseling because it is not considered "medically necessary." In order for insurance to cover any counseling services, there must be a mental health diagnosis in place for the counseling / therapy treatment to be considered "medically necessary."


Does medicare cover marriage counseling?

you have to check your insurance


Does Blue Cross Blue Shield cover relationship counseling?

No, medical insurance does not cover relationship / marriage counseling. In order for counseling or therapy to be covered by insurance, there must be a mental health diagnosis identified for the client to suggest that treatment through counseling or therapy is "medically necessary."


Do many insurance companies cover mental health counseling?

Yes some of the insurance companies do in fact cover this. It will be hard for you to prove to them that you have the issue though.


Do I need medical insurance if I want to get family counseling?

Most of the time, insurance will not cover family counseling anyway. You will probably have to pay for this out of pocket.


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