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Not usually. That's why it's an "association." Each member is equally liable to third parties for the acts of the other members done in the name of the association. HOA rules may determine how the association divides the liabilities among themselves (e.g., equal share of painting contractor costs, or according to how many square feet owned by each member, etc).

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16y ago
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13y ago

Yes. A Homeowners' Association (HOA) is a legal entity that governs a subdivision, condominium or town home development, or planned community. Membership is mandatory for any purchaser of a lot or unit within the community. The HOA is governed by a board of directors which is required to manage the development according to the governing documents, including the by-laws.

A HOA acts for the benefit of the development. The governing documents including the by laws provide a framework for governance and a standard that can be followed by ever-changing boards of directors. Laws that govern HOAs vary from state to state.

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12y ago

If you purchased property with the understanding that there 'would be' a homeowners association 'at some point in the future' and you purchased the property anyway, then you are automatically included in the association when it begins collecting assessments and paying bills for the community.

Re-read your public offering statement -- or its equivalent in your state -- to determine the legal conditions under which you own title to your property.

Commonly, association membership is not an option: it is a condition of ownership.

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Q: Do you have to join a newly formed homeowner association?
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