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It depends on the specific circumstances and the terms outlined in the condo association's bylaws or governing documents. In some cases, the condo association may be responsible for repairing mold damage if it is a result of common areas or shared systems. However, if the mold damage is due to the negligence of a unit owner or resident, they may be held responsible for the repairs. It is best to consult the condo association's governing documents and speak with the association board for specific information.

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5mo ago
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11y ago

There is no standard for common interest ownership communities: your master insurance policy determines coverage criteria.

The insurance industry's standard for your geography may also apply, according to where the mold occurs in the building.

Your board and association manager are best equipped to answer your question.

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Q: Does condo association pay for repairing mold damage?
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You need to consult your condominium survey and declaration. If the attic is a common element most likely this is an association issue. But if you are suffering consequential damages (i.e. the mold is now affecting your unit) you also may have a claim. That may depend on your state's laws regarding whether associations have the right to sue on your behalf (if you let them).


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If you are renting a condo and have noticed mold growing in the insulation in the basement are you legally allowed to refuse to pay rent until the landlord fixes it?

Your agreement with the landlord is documented in your lease. Read it to find a clause that covers the situation you describe. Mold is vigorous and does not respect condominium unit boundaries, and in this situation, you may want to report the mold to the association. The governing documents for the community may specify that an owner is required to maintain the interior of the unit in a healthy condition: mold is unhealthy. Working with your landlord and with the association will be more effective in controlling and eliminating the mold situation than simply refusing to pay your rent.


Can your condominium association decline to pay for damages if a window leaked and caused damage to the wall on the inside of the condo?

You can find the answer you want in your governing documents. There, you can find out who owns the window. If you own it, then you are responsible; if the association owns it, then the association is responsible. (The mystery issue is: what is a 'window'? What is included in the definition? The glass? The casing? The screens? The framing? Your governing documents and your association may or may not have defined this variable.) Your first task will be to repair the damage. Water intrusion always leads to mold, so it is imperative that the leak damage be repaired, and the source identified and also repaired. As soon as possible. There may be a difference here between who is responsible to pay and who is responsible to repair. Contact your HO-6 policy broker and describe the situation. The broker can help you by working with the association's master policy carrier to repair and to pay.


Does an Illinois condo owner have to submit a claim on their own insurance even if damages were caused by another condo owner's water leak?

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form_title=Test Your Home For Mold form_header=If you suspect mold damage, you can have it tested. What types of mold are you testing for?=_ Where is the mold at?=_ Do you know what caused the mold?=_


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It depends on who owns the attic roof (ceiling?), and who has mold insurance. Read your governing documents to determine ownership, and then work with your board to determine who pays for mold removal.


What do you do or who is responsible when an exterior wall of your condo is leaking onto your condo?

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