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Does a small historical assn which uses a room in a building whose owners have liability insurance need their own liability insurance?
Wiki User
∙ 15y ago
This is not as straight forward as it seems. If someone visited the historical association and tripped over a floor board then the buildings insurance would be liable. However if someone from the historical association mis placed a chair and a visitor fell over it then the historical association would be liable. For all types of public liability insurance visit http://www.uk-liability-insurance.info
Wiki User
∙ 15y ago
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What is general liability and lessor's risk?
Lessor's Risk Only (LRO) provides liability and property coverage for building owners who lease out their entire building or occupy less than 75% of the building and lease out the remainder. Also called landlord's insurance.
Is an owners life insurance an asset or a liability?
Asset.
Do inventor and owners of prouct need product liability ins?
It is not mandatory for inventors or owners of a product to carry product liability insurance. Most insurance agencies will say that it is wise for them to obtain product liability insurance in order to protect them from potential risks.
What types of liability insurance are available?
It depends on whether you are talking about a liability insurance for cars. There are various insurance available to car owners and renters. There is also business liability insurance (doctor, lawyer, accountant, etc.).
Where can you find out more information about insurance liability?
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
Does the owners liability insurance cover contents of a a fire when the renters lost everything?
Is homeowner liability for a fire?No, This is why it is recommended that tenants obtain a renters insurance policy to cover their belongings and personal liability. The owners insurance is for the owners own property and legal liabilities, so unless the owner is somehow responsible for starting the fire, the owner would not be liable for the tenants property.
Why Tenants Liability insurance?
The property Owners Liability Insurance does not extend coverage to a Tenant. This is one reason a tenant might want to buy their own tenants liability coverage for their own protection.
LLC Liability Insurance?
form_title=LLC Liability Insurance form_header=Even as a limited liability company, it's important to have protection from personal liability. Have an insurance professional create a personalized quote based on your business risks. Type of Insurance Needed:= [] General Liability Insurance [] Property Liability Insurance [] Professional Liability Insurance [] Directors and Officers Liability Insurance [] Product Liability Insurance [] Other [] Not Sure Years In Business:=_ How many total people work in your business (including yourself, owners, officers, employees, contractors, etc)?=_
What's garage liability insurance and its coverage?
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
Can you just get liability insurance for a house?
Not likely. The owners liability coverage is generally an option under the home property insurance policy. I don't know of any insurance company that would sell Liability as a stand alone coverage for a home.
Is gerneral liability insurance for contractors required in the state of Calif?
As of this date, liability insurance is not required but SB2029 requires that home improvement contractors disclose to home owners in writing to any potential customer whether or not they carry commercial liability insurance.
If a new resident at an apartment building falls near an entrance and is injured does the apartment owners liability insurance cover expenses or is this considered your own home with no liability?
It really depends where one fell. If it was in your own apartment, that would be your problem. If you slipped & fell on their sidewalk or tripped in a pothole on the common grounds, you could file a claim against the apartment owners general liability.
