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Do you report an accident to your own insurance company if you were not at fault?
Wiki User
∙ 16y ago
your insurance contract will have wording similar to the following, ''you must promptly report ALL accidents''.....it is a good idea to report, just in case a problem regarding liability, policy status, etc. with the other company should occur, and your company can help with that.....if you delay in reporting then a problem occurs your company COULD (rarely do however) refuse to pay.......or assist..........
Wiki User
∙ 16y ago
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Do you have to report your insurance company if you had accident and you are not at fault?
No.
What can you do if you were ticketed in an accident and found not guilty in court but your insurance company had already paid the other driver's claim and increased your premium?
You will need to open a consumer complaint with ChoicePoint and get the accident fault indicator changed to N.A.F.(not at fault) on your CLUE report. Then notify your Insurance company after your CLUE report is corrected. Then the company will remove the premium impact of an "at fault" accident.
What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
Can an insurance company decide who is at fault when a police report has been filed?
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.
What if you were in a car accident and it was not your fault but you had no collision?
If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.
Do you have to call your insurance company if your car was not at fault?
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry.
What happens if the at fault party of an accident refuses to contact his insurance company to report it?
You only need to report it if you are expecting some compensation.,
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
How long do you have after a car accident to report and file a claim with the at fault person's insurance company in Washington?
You must do this right away.
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
How long do you have to report an accident to your insurance in Ontario?
When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf
