The amount paid to replace a roof is not taxable unless you tried to take a deduction for a casualty loss on your taxes for this.
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
Doubtful. Most homeowners policies have language that exclude damage as a result of faulty workmanship or construction.
Personal Injury ProtectionNo, Personal Injury covers bodily injuries. It would not invoke over a property line dispute.AnswerA confusing question. Homeowners insurance will protect in a general sense for any negligence against an 'insured'. The action brought would need to meet certain criteria under the homeowners policy to trigger coverage - namely an "occurrence" causing bodily injury or property damages - property line dispute is fairly vague - if a fence building on incorrect spot for example - homeowners would coverage damage caused by improper placement of fence (landscaping repairs, etc)
The charges for TWOC, no license or insurance, and 2 counts of criminal damage will vary. This will vary depending on the location in which the incidents occurred.
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Yes, but you would have to pay what your homeowners deductible.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
No, this is considered normal wear and tear.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Yup.
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.