0
Usually not in the comprehensive claims especially if the vehicle was parked at the time the damage occurred. In the case of deer or animal collision I would call the police at the time of the accident because they company will want the driver listed on the police report. Also, note that theft and uninsured motorists are cases where you are required to call the police as soon as it is discovered and have them complete a report.
Wiki User
∙ 10y ago
Add your answer:
Earn +20 pts
Do you need a police report to file a claim?
You do not always need a police report to file a claim.
Can you file an insurance claim if you did not get a police report?
Yes, you do not need a police report to file a insurance claim.
Your ex-husband keyed your car can you claim that with your insurance company?
Yes, provided you have comprehensive coverage or can claim it on your homeowners or renters' insurance; but, as this would be an act of vandalism, you may be required to provide a police report.
Will your comprehensive auto insurance cover your car if you were not at fault in the accident but other drivers insurance denies claim?
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Is a police report required for an insurance claim?
It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.
Should you report a claim with comprehensive insurance if only your car was damaged?
yes
Do you have to call your insurance company after an accident where your car has no damage?
no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it
How do you claim third party insurance if you cannot get a copy of the other party's police report?
If you we in the vehicle, you can get a copy of the Police Report from the Police records department.
Does your homeowners cover damage due to remodeling your home?
Generally speaking no. If the contractor did damage intentionally you could file a vandalism claim but you would also need to file a police report. If the contractor was negligent, you could file a claim with their commercial liability insurer.
Do you need to report an accident to the police if you have hit a telegraph pole?
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
Will it go on your insurance as a claim if a police report is filed but you pay for the repairs to the other person's car yourself?
It will not go against your insurance because a claim has not been filed only a police report.
When getting a new quote for auto insurance do you have to disclose a claim if the police and no one else were called will they find out?
Most insurance companies report the claims that they pay to the C.L.U.E (Comprehensive Loss Underwriting Exchange)database. This means that your claim will show when your new or prospective company gets the C.L.U.E report. You can't escape your claims.
