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I'm assuming here that this question is being asked in order to improve one's FICO. Neither will directly work in that neither type of acct. is reported to CRAs. However, a checking acct. indirectly affects one's FICO because it is needed in order to show a payment history to a creditor such as credit card. Prepaid debit cards have no affect on credit reports.

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Q: Do you need a checking account or will a prepaid debit card work?
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How long does a person have to revoke their check after it has already been put on a prepaid debit card?

How long does a person have to revoke a deposit onto a debit card, after it has already been taken out of the checking account?


Do you need a bank account for a prepaid debit card?

Shouldn't do.


Can funds be added to your citibank prepaid debit visa card?

can funds be added to your prepaid debit visa account with a money loan?


What is the difference between a checking account and credit card account?

checking from bank fund & credit card prepaid by credit


How do you put money onto my wellsfargo visa debit card?

You deposit the money into your checking account. A debit card is just a tool to spend the money that is in your checking account. Many people confuse debit card with credit cards. The difference is that a credit card is a type of loan, in which the bank is loaning you money to buy things with when you swipe the card and you have to pay it back over time. When you swipe your debit card, the purchase is paid for with money in your checking account immediately. Wells Fargo also sells Visa prepaid debit cards, which is a card you can buy with a preset amount, ie $300. When you spend all $300 on the card, you can't use it anymore and have to throw it away. They are not reloadable.


Can you get a payday loan with a prepaid debit card that has direct deposit?

No, at most loan companies you must have a valid and open checking account because they hold the check as collateral.


How does a prepaid debit card work?

A prepaid debt card is purchased at a store with specific amount of money on the card. It is used just like a normal debit card. However, if you try to purchase and item and you do not have enough funds on the card, the transaction will be declined. Unlike a regular debit card, which can be linked a savings account to draw out funds to protect an account from over-drafting, there is no account to link to.


How do prepaid debit cards work?

Prepaid debit cards are useful because they are not linked to an account. Therefore, if the card should be stolen from you, you do not have to worry about someone being able to get money out of your bank account. You only lose the money you have on the card.


What sort of services does Account Now offer?

Account Now is a company that offers prepaid cards that can help to manage your money safer, easier, and cheaper. Everything from a prepaid debit card, prepaid visa or prepaid master card.


Where is the account number on a bank card?

If this is in reference to a debit card, the checking account number is not found on the card, for obvious reasons.


Can a cash advance be deposited on a prepaid debit card?

Can a cash advance be deposited on a prepaid debit card?


What are the benefits to owning a prepaid Visa credit card?

These cards are good choices because you actually have to have the money on the card before you can make a purchase very similar to debit cards except that the money is directly on the card not in a checking account.