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Yes you do ! If someone (either staff or customer) injures themselves while on your premises - they could sue you in court. Liability insurance is paid to protect the owner from such claims.
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Under what circumstances would I need to purchase public liability insurance?
Public liability insurance is designed to insure the public that are goign to be visiting your business. You should always purchase this insurance the moment you decide to open a business.
Do you legally need public liability insurance for a business in Scotland?
Yes-Hello, it all depends on what your business will do - as far as I am aware the only trade that is legally required to have public liability is a horse riding company. With every other trade it is just heavily recommended. Public Liability insurance protects you and your business against any damage that you cause to your clients property or persons. If you have any employees you are legally required to have employers liability insurance. It protects your business and your employees if they get injured whilst working for you - it pays medical costs and other associated costs.What kind of work is the business going to be doing?Kind RegardsTimSimply Business
Does an engineer need errors and omissions insurance to work?
Yes. They require public liability insurance and malpractice insurance.
Do you legally need boat insurance to take a boat out on the water?
Yes, you do legally need boat insurance in case you get into an accident. make sure you have the right amount of coverage to cover you for any liability and loss.
Do you need a car to get liability insurance?
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
What can you do if you have liability who was hit by someone with liability insurance?
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Do you need liability insurance for a cleaning company in NY?
I'm not certain that it's actually legally required. However, even if it's not mandated, if you don't have liability insurance anyone can accuse you of breaking whatever and whether you did it or not, you're going to be the one dealing with it, including shelling out for legal fees and possibly paying for it if you lose the case. If you do have liability insurance, the insurance company will be taking care of a lot of that for you. Bottom line: yes, you need liability insurance.
Why would a company need public liability insurance?
A company would need public liability insurance to protect itself against claims for injury or damage to third parties, such as customers or members of the public, that occur on its premises or as a result of its operations. This insurance provides coverage for legal costs and compensation payments, ensuring that the company is financially protected in the event of a claim. It is a necessary safeguard for businesses that interact with the public.
Who needs rental property insurance?
You will need rental property insurance if your are the owner of a rented property. This insurance, in addition to standard household insurance, covers things such a public liability.
Do you need public liability insurance for your company if clients are not visiting your office?
Public Liability Insurance has nothing to do with clients visiting or not visiting your office.It is concerned with the fact whether you are producing something or emitting something as an effluent that can cause harm to a third party.
Does a farm vehicle need insurance in Florida?
Farm Vehicles being operated on private property do not need liability Insurance. Only if you take the vehicle onto a public road, you will need the insurance required by law.
What type of insurance would a Thai restaurant need to legally function?
There is a specific type of insurance for all restaurants. For Thai restaurants , it would be ideal to get a commercial property insurance or in the alternative, a general liability insurance.
