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Do you have to pay your deductible if the accident was not your fault?

Updated: 9/11/2023
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Karenpearlmyahoocom

Lvl 1
13y ago

Best Answer

No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired.

UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.

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13y ago
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Q: Do you have to pay your deductible if the accident was not your fault?
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Related questions

If you are at fault in an auto accident do you have to pay the other persons deductible?

No, you have to pay your deductible.


Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?

If they have insurance then you should not have to pay a deductible at all.


If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.


If you have car insurance and are involved in an accident that is your fault How much do you have to pay?

You have to pay whatever your deductible amount is.


Is a deductible due when the auto is considered a total loss?

Yes, if your own insurance is paying for an accident that you were at fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.


Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?

Yes, you do.


Do you have to pay your deductible if the accident was the other drivers fault?

The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.


Both parties in accident have geico ins. who pays for deductible?

If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.


Do you have to pay the full deductible even if the accident wasn't your fault?

Yes. If the claim is being made on your insurance. For example, if the damages are $2000 and there is a $500 deductible, the insurance company will pay $1500.


If you are at fault in an auto accident do you have to pay the other persons deductible and my vehicle had already been damaged?

No. They are responsible for their own deductible. Because, when my van got hit, which was parked, I had to pay my deductible before the insurance company would cover it!


Can you still collect on your own insurance without paying the deductible after an accident.?

If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.


In a two car accident who is responsible for the deductible?

If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.