Is that a million one-hundred thousand...or 110,000?. anyway....The answer is YES you do have to have a current appraisal (within 4-6mos). The county values are not always accurate nor do they supply information about the property or its condition. An appraisal can be to your advantage..ie... lowering loan to value thus giving you a better rate & terms. If you made improvements or have upgrades not known to "county" then you should want an appraisal to determine your "correct" current value..which will also be based on current market conditions for you area. Some FNMA/FHLMC programs will exempt you from a standard URAR (appraisal)..if the AUS (automated underwriting system) allows it. Usually you have to have low Loan to value and high credit scores..your lender will tell you if you have been approved thru these systems.
The Fair Market Value (FMV) and the appraised value would largely be the same. The FMV is what the market would pay (arm's length transaction). The appraised value is the value an appraiser will put on the property by finding three other properties that have recently sold and are considered so similar they are comparable for determining the value. The appraised value is not the tax value or the tax assessed value.
You add the two loans together and subtract them from the appraised value of the house. This will give the dollar amount of equity left. Adding the 2 loans together and divide by the appraised value will give you the percentage that is left. You should have received a copy of your appraisal at your closing.
It usually doesn't unless but sometimes the purchase price may be lower than the appraised value because demand is low or the seller is anxious to get rid of the house and willing to take a loss.
$57,300
You probably don't need to pay for an appraisal unless the coin is in pristine condition. 1922 Peace dollars are common among collectors and sell roughly for their silver content. In worn condition, one might retail for about $13. If only moderately worn, that would increase to about $16.
Get your Jewelry Appraisal at Accredited Gemological Institute.
Most jewelry stores offer appraisal services for a cost.
form_title=appraisal services form_header=6593 Please select what you are looking to have appraised.*= [] Household goods [] Antiques [] Jewelry [] Coins/precious metals [] Stamps [] Art [] Collectibles [] Automobiles [] Other Why are you requesting this appraisal? (Select everything applicable)*= [] Insurance purchase [] Insurance claim [] Moving damage claim [] Settling estate [] Divorce [] Donation value [] Internal Revenue Service [] Other
Date to which the appraisal applies. If a certified appraisor values your property at MM for 10/31/2006. That is the date to which the appraisal applies. In other words, as of 10/31/2006, you property is appraised at MM
There is no standard cost for an appraisal. This work is generally based on the scope of the work, which varies according to who commissions the appraisal, the type of appraisal and the size of the property being appraised. A local realtor can give you a better idea of what is common in your geography for the kind of appraisal you want.
You would have to go to a reputable jeweler and have the ring appraised. The appraisal costs range from $25 - $55 for each ring appraised.
The Travis County Appraisal District appraises the value of your property. The property tax is based on the assessed value derived from the appraised value.
One can have an antique doll appraised at a local antique dealer. They will be able to check the dolls for markings, which will tell when the doll was made and who manufactured it. From there, one can start the process of having them appraised.
no. the sale price is whatever the two parties agree on. The appraised value is just that, a value that someone appraised the value to be. (Although the lender does put more value on the appraised value than on any other.)
the median level of appraisal is the median appraisal ratio of a reasonable and representative sample of properties in an appraisal district. An appraisal ratio is the ratio of a property's appraised value as determined by the appraisal office or appraisal review board, as applicable, to: (1) the appraised value of the property according to law if the property qualifies for appraisal for tax purposes according to a standard other than market value; or (2) the market value of the property if Subdivision (1) of this subsection does not apply. (c) The median appraisal ratio for a sample of properties is, in a numerically ordered list of the appraisal ratios for the properties: (1) if the sample contains an odd number of properties, the appraisal ratio above and below which there is an equal number of appraisal ratios in the list; or (2) if the sample contains an even number of properties, the average of the two consecutive appraisal ratios above and below which there is an equal number of appraisal ratios
An uderwriter can object to an appraised price isf a considerable length of time has elasped since appraisal. The prices of a commodity may wary depending upon market demand and supply requirement.
One can go to the local jewelry store to get gold earrings appraised. Most often, there will be many options in your local city. One can also go to a dealer who can offer an appraisal.