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No The lender will not let you know when they are going to repo in NYC.In fact many times the lender will lie and tell you they are not going to repo and they do.If they do repo you will have to pay the outstanding balance plus repo fees,storage etc. plus whatever bogus fees the repo moron can get away with.Also remember in NYS car insurance rates have skyrocketed if your ins. has lapsed that is another way they can repo.If you feel a repo coming get everything of value out of the car radio etc.including your pp.If you can borrow the money to make the payments do so now before the repo!!!!!!After it will be much more expensive.Good Luck The only requirement of notification in NY is a post repossession letter must be sent, and a repossession condition report must be filed within 48 hours after the unit is secured.

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14y ago
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17y ago

To my knowledge yes. However, you are notified once you sign that sales contract. Above all, you're the only one who knows whether or not you've missed payments and if you have, then it shouldn't be a huge surprise if you find your car gone one day. In the majority of US states prior notification is not required, but in a few states the lender must send the borrower a Right To Cure notice before recovering the vehicle. The notice will state how many days the borrower has to bring the loan current. In Wisconsin a vehicle may only be repossessed by means of a replevin order.

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Q: Do they have to notify you in NYC if your car is going to be repossessed and if so how do they notify you?
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Related questions

What if bank did not notify you of the sale date on the repossessed vehicle?

They do not have to notify you. You have no legal rights regarding car.


How do you know if your car has been repossessed?

Repossessors are supposed to notify law enforcement when they repossess a car.


Can you register a car being repossessed?

The tow/repossession company has to notify the police of the repossession so the car can't be reported stolen..


Does a repo agent have to notify you if they are going to repossess your car?

no


How do you know if your car was repossed or stolen?

In most states a repossessor must notify the police when they repossess a car. Contact the police to file the report and they will know if it was properly repossessed.


What happens if your car is repossessed and you are out of the country?

The same thing happens as if you lived across the street from the lender. They notify you by mail what is going to happen(court,auction,ect) and if you dont respond they proceed. No biggie. Not to my knowledge. Search in your browser for "vise + revoke".


Can you find my car by the VIN if it was stolen or repossessed?

There are certain strict procedures that an automobile repossessor must follow when he is repossessing your car. The repossessor must notify the police that such vehicle is being repossessed, you did before or after the repossession has occurred. In either case, the police should know right away that the vehicle was repossessed. If this is not the case, then the vehicles like to have been stolen.


Does a lender need to notify you before they sell your car they repossessed?

Yes, they also have to send you official letter from auction at the price they sold it to deduct from the amount you own to the bank.


Can you sell the engine out of a car that is going to be repossessed?

No, you must surrender the vehicle in the condition you received it in.


What happens if you get your car repossessed?

if i get my car repossessed, can they put a llien on the house?


How can you locate your repossessed car?

Your car was probably repossessed by the lender who owns the car until you pay for it. Call your lender and they will be able to tell you how to locate your repossessed car.


How will you be notified if your car is going to be repossessed?

They will call you to pay the bill and after you ignore it for so long and do not turn your car in willingly they will come get it.