IF they live with you, are a member of your household, or if they drive any of your vehicles, ever. If they are a student away at college or boarding school, they are still a member of your household and must be added or excluded. If they ever drive your vehicles they must be added.
If they live in the household, yes.
Yes, you can add the child and the car
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
Yes, you can add your grandson to your car insurance policy. Speak to your insurance broker.
Once the title is transferred to another person the insurance on that vehicle is null and void. The other party needs to purchase their own insurance. The only exception is if the new owner is your spouse or child who live in your home. Even in the case of an adult child they should have their own insurance policy.
I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.
No. Absolutely not. You cannot insure a vehicle that you do not own. The only exemption of this is if the owner and insured are married and live together or a dependent child living at home. Most companies want an adult child to have their own insurance policy even if they live with you. Call your agent and ask to be sure.
No, they can get their own car and insurance.But if you want them to drive your car, yes they must be added as an additional driver.
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
yes ,you can add driver's name in your insurance policy.
If you want him to have insurance cover in the event of an accident you should add him to your policy. Any body that is not on your insurance policy should NOT drive your car, if they have an accident you'll have big problems.
I heard you do not have to add your 16 year old to your car insurance policy since he/she will only be driving your insured car. Is this true?