Double check with your insurance agent, but I think you can. I believe you can add ANY licensed driver to your policy, although it may cost more. (Businesses, for example, frequently insure a lot of different people as drivers.) In some states you can also get an insurance policy that will cover anyone who drives your car, as long as they have a license. It just costs extra.
As long as the child is a member of your household they must be listed on your insurance policy as does anyone living in your household or being a driver of any of your vehicles. This is stated on your policy that you agree to list all residents of your household and drivers of your vehicles on your policy. Most insurance companies will allow you to list and then exclude people who have their own insurance and will never driver your vehicles. Just remember that if you exclude a person that anytime they drive your vehicle for any reason there will be no coverage at all if the excluded driver is driving.
Yes, If still a minor the legal guardian (usually the parents) can be sued under parental liability statutes.
Yes, if the child was driving the parents vehicle at the time of the accident.
No, If your daughter is over 18 or otherwise emancipated by law and not driving the parents vehicle.
Yes, you can add the child and the car
If they live in the household, yes.
Yes, you can add your grandson to your car insurance policy. Speak to your insurance broker.
Call your insurance company and ask them for the forms you need or what the procedure is to add a child to your coverage.
I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.
No, they can get their own car and insurance.But if you want them to drive your car, yes they must be added as an additional driver.
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
yes ,you can add driver's name in your insurance policy.
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
If you add the child as a driver on the policy.
I heard you do not have to add your 16 year old to your car insurance policy since he/she will only be driving your insured car. Is this true?
It is not automatically covered. You must call your insurance company and add the car to your policy.