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By practical means, yes, renters should have home content insurance. You will want to have coverage for your home if anything disastrous was to occur.
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∙ 12y ago
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Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Where to get info on affordable renters insurance?
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
What companies offer renters insurance?
Allstate offers renters insurance to people. It also offers home insurance and many other types. Try this company for great deals and things you need.
Describe the damages that content house insurance does and does not pay?
Content house insurance covers the items, or content, of the home itself. It does not cover the home as a structure and you will need separate insurance for that.
Do I need insurance to rent out banquet halls?
Yes, you will need renters insurance.
Which kind of renters insurance are recommended for older people with a house?
If your parents bought their house they do not need renters insurance but they do need house insurance. They should insure the house for two things, one for the contents and any damage to the home, and two if there is a mortgage they should have insurance to cover that in the event that anything should happen to either of them.
Do I need renter's insurance in Massachusetts?
Renters insurance is needed in every state. Without it, any damage or theft of your personal possessions is your responsibility. Renters insurance covers your personal property.
If you rent an apartment should you get home owners insurance?
If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.
What's garage liability insurance and its coverage?
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
Where can one find information on insurance for household contents?
Companies that provide home insurance can also provide insurance for the contents of a home. Most home insurance policies include insurance for the contents and extra insurance can be added for things like jewelry. Renters insurance is also available and insures just the contents for those who rent or lease and do not need to insure the home.
When considering a home rental how much insurance does one need?
Without knowing more, it's hard to say, but in general, the higher the value of your possessions, the more renters' insurance you'll need to cover losses.
