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no commercial vehicle mechanic have more work than plumber do
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∙ 6y ago
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What are the benefits of claiming your van as a commercial vehicle?
If you have a business, you can write it off on your taxes as a business expense. If you do not have a business, the plates are more expensive, insurance is more expensive, the cops can hold you to commercial vehicle driving laws if you do something wrong and you can't expense the vehicle. So...if you don't have a business, don't claim it as a commercial vehicle because commercial vehicles are a pain in the butt.
How do the rates for commercial vehicle insurance differ from standard auto coverage?
Commercial vehicle coverage will cost more. It has to cover any person driving and the more likely lawsuits against companies.
How does commercial truck insurance compare to ordinary premium charges?
Commercial vehicle insurance is considerably more expensive than the premiums for a personal use vehicle. With a commercial vehicle, the risk (to the business) is far greater. The type of vehicle must be considered to relative to liability.. Speak to your agent about the pricing of policies for commercial vehicles.
How do you reposess a commercial vehicle?
It's more the same as repossessing a car.
What kind of license do I need to be able to drive a commercial truck?
A CDL is a commercial drivers license and is only necessary if the vehicle to be driven meets one or more of these criteria, used to transport hazardous waste, any commercial vehicle with a Gross Vehicle Weight Rating of 26,001LBs or more, or that it carries 16 or more passengers(driver included).
How does the cost of commercial vehicle insurance compare with regular coverage?
Commercial vehicle insurance is considerably more expensive than the premiums for a personal vehicle. With a commercial vehicle, the risk (to the business) is far greater. Depending on the vehicles themselves, there is additional risk. A huge delivery truck stands to do more damage than a two-door hatchback. The nature of the business, the size of the fleet and other factors are considered when writing a commercial policy.
Can truck stack size make it a commercial vehicle?
No. A vehicle is commercial in nature based on its usage. More the same with classifying it as a Commercial Motor Vehicle (CMV), which requires an FHWA annual inspection sticker, registration as such, and DOT medical cards if used in interstate operations. Stack size does nothing to change the manner of use or Gross Vehicle Weight Rating of the vehicle.
What is the gross vehicle weight of a commercial vehicle?
Depends on the vehicle itself. Any vehicle used for commercial purposes is a commercial vehicle. Vehicles requiring a Commercial Drivers License (CDL) are defined as a Commercial Motor Vehicle (CMV) by the Federal Motor Carrier Safety Administration, but commercial vehicles can be of a lower GVWR than a CMV. Anyone driving a commercial vehicles over 10,000 lbs. GVWR is supposed to possess and retain a DOT medical card, and any commercial vehicle over 26,000 lbs. GVWR requires a CDL, as well as any vehicle of any GVWR which is a bus designed to transport more than 15 persons (including the driver) or is carrying a quantity of hazardous materials which requires hazmat placards to be displayed.
Is commercial vehicle insurance cheaper than passenger vehicle insurance?
NO. Commercial (or Fleet) insurance is much more expensive than general insurance. However, if you are asking whether insurance is cheaper for a commercial vehicle (carrying produce for example) than a bus (carrying passengers) then, yes, it is cheaper.
If i obtain general liability insurance for snow plowing does the vehicle have to be a commercial vehicle plates and insurance?
go to a snow plow forum and do more research get as much insurance as you can commercial plates and licensed (if needed)
You own a commercial vehicle for private use do you need a us dot number?
You need to be more specific. If it's for private use, is it a registered farm vehicle, recreational vehicle, or other vehicle exempt from classification as a commercial vehicle under FMCSR? In those cases, no, you don't. You might, however, be required to display "Not For Hire" on the sides of that vehicle.
How is commercial car insurance different than private policies?
Commercial vehicle insurance is considerably more expensive than the premiums for a personal vehicle. With a commercial vehicle, the risk (to the business) is far greater; there is more to be lost. Depending on the vehicles themselves, there is additional risk. The risk is greater; the coverage is greater. A huge delivery truck stands to do more damage than a two-door hatchback. The nature of the business, the size of the fleet and other factors are considered when writing a commercial policy.
