answersLogoWhite

0

Do insurance companies cover accidental damage?

Updated: 8/19/2019
User Avatar

Wiki User

12y ago

Best Answer

Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.

User Avatar

Wiki User

12y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Do insurance companies cover accidental damage?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Will new insurance cover a damage roof?

They would cover it if the damage occured during the policy period. The damage would have to be sudden and accidental damage, not wear and tear.


A tenant damaged my property. Will my insurance cover it?

This would be covered under Malicious or accidental damage if your insurance company provides this.


What is involved with post office insurance?

Many companies offer insurance to cover accidental loss or damage to packages being delivered. As a consumer, you typically have the option to insure a package during the checkout of an online purchase.


Does homeowners insurance cover damage to floors caused by an accidental spill?

No, this is considered normal wear and tear.


What does mobile insurance typically cover?

"Mobile insurance typically covers accidental damage, malicious damage, and reimbursement of unwanted calls. Mobile insurance also covers the loss, damage, or theft of accessories that came with the mobile."


What insurance will cover you for damage to your expensive block driveway for the sudden and accidental spillage of a large amount of oil on your new driveway?

homeowners insurance or renters insurance


Does homeowners insurance cover fire damage caused by a visitor?

Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.


Will catastrophic insurance cover damages caused by a hurricane?

Hurrican damage is covered. Anything direct, sudden, and accidental is covered.


Does homeowner insurance cover your wheelchair?

Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.


Does homeowners insurance cover dry wells?

The short answer is no - unless the well has run dry due to accidental damage of some sort.


Will homeowner's insurance cover elect breaker box problem?

Homeowners Insurance is not made to cover maintenance. Coverage is determined by the cause of the damage. If it is a "covered cause" and is sudden and accidental the it is probably covered. If not it isn't.


Which companies offer classic car insurance?

Most car insurance companies have a type of insurance for classic cars such as Progressive, Geico, SafeCo Insurance, and State Farm. American Collectors Insurance provides insurance for car collectors and cover everything from accidental breakage to earthquakes.