Credit scores are effected by many factors. One of the factors is how much debt you have in comparison to your income ratio. A high volume of debt, perhaps from an instant loan, when you have a low income, will negatively impact your credit.
Subsidized loans will affect your credit score negatively if you are not paying them. If you are paying them, they will have a positive effect on your score.
All inquiries in excess of 3 in one year negatively affect your credit. The more you do it the lower it will get.
Any repossession negatively affects your credit rating. Negatively affected credit ratings will affect your ability to obtain loans, typically in a negative way.
Payday loans can be use to affect your credit score positively, but this must be done carefully and other types of loans may be better for long term rehabilitation of your credit score. However, payday loans can also affect your score negatively if you consistently use them and don't get out of debt entirely, as being in debt affects your credit score (and not making progress getting out of it).
Most banks and credit unions do not offer instant loans. Instead their is a loan and underwriting process Loans are avaiable from local banks. These are typically not instant and due require credit approval.
Instant cash loans are available through banks, work places, credit cards, and personal loans. You can apply on like or in person for many instant cash loans.
No. Loans from 401(k) accounts are not usually reported to credit reporting agencies, so it should not affect your credit history favorably, or negatively.
Most fast cash loans do not require a credit check. They are fast and easy to apply for. Not having a credit check adds to this very convenient. Usually instant cash loans are advertised as having no credit check required.
Some companies that give instant loans to people who have bad credit are Credit Now USA, Avant Credit, and Loan Max. These companies give loans to those with bad credit or no references.
Here is an excellent guide to outline how loans might affect your credit score. http://www.moneysavingexpert.com/loans/credit-rating-credit-score It also offers a Credit Checker tool which could prove very useful.
Yes, your credit score does affect the loans you are able to receive. The better your credit score, the better of an interest rate you will get.
It does not affect them.