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Professional liability covers you for losses and expenses that can arise from the practice of your profession. Claims of loss or injury that result from negligence, incompetence, errors and or omissions on the part of the professional in carrying out the services being rendered.

General liability is more location oriented, It provides coverage for claims that may arise from your location such as slip and fall claims or other types of injury.

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Professional liability policies were developed (fundamentally) to protect against claims arising out of economic loss. General Liability exists to protect against bodily injury, property damage, personal injury & adveritising injury - - all defined terms in the policy. There is no standard Professional liability policy and each should be read and explained by an experienced professional. This is a very thin answer in the broad scheme of insurance and there are sooo many factors to consider - CONTACT A SPECIALIST WHO CAN EXPLAIN THE DIFFERENCES... possibly someone with an MLIS designation.

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10y ago

Professional Liability insurance provides coverage for claims that may arise from the practice of your profession.

Personal Liability Insurance provides coverage for claims that may arise from your daily life activities.

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Q: What is the difference between professional and general liability?
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