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Retail banking ensues financial transactions where the bank loans money on credit also known as lines of credit in which companies repay based on terms set by the lender. With retail banking, the bank assumes most or all of the risk.

Investment banking can either be the sale of stock, preferred stock, bonds, debentures and so on. Investment banking requires the underwriting of financial instruments which reasonably assures investors that the company is solvent and able to repay the funds or that the stock should rise in value in the long run after the funds are raised. Regardless, with investment banking, investors assume most of or all the the risk.

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Q: Difference between retail banking and investment banking?
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Difference between consumer banking and retail banking?

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What is the difference between wholesale banking and retail banking?

Wholesale banking is the business transactions that go on between banks. Retail banking has to do with direct customers of the bank.


What is the difference between retail banking and corporate banking?

Retail banking directly deals with the individual end users , whereas corporate banking mainly deals with companies.


What is the Difference between retail banking and non retail banking?

Retail Banking is nothing but the one which directly deals with and stands for General Public . And the other types like Commercial and corporate are what we can say as Non-Retail Banking


Differences between retail banking and wholesale banking?

The difference between retail and wholesale banking is much like the difference between retail and wholesale food procurement. The methods are very similar however, it is necessary to be well educated in the industry to insure getting the best product at the best price. Retail is for consumers, wholesale is for the industry.


What did Daniel Bouton focus on as chairman of Societe Generale?

focusing on three core business lines: retail banking, corporate and investment banking, and asset management and private banking.


What does Credit Agricole do for its customers?

Credit Agricole do what they themselves call "Customer-Focused Banking", they offer retail banking, corporate and investment banking as well as specialised financial services.


How much does a banker get paid a year?

Where in the world? What sort of banking - retail, investment, industrial? How experienced? How good?


What are the departments in a bank?

The departments are retail banking, loan servicing, wealth management, investment banking, deposit operations, wire transfer operations, cash management, electronic banking, commercial banking and mortgage banking. There are also the investment department, loan department, real estate, treasury, cash vault, and teller area.


What is the history of retail banking?

Retail Banking is the practice of financial transaction carried out between consumer and institution. Retail banking dates back to early 16th century when the British started trading across continents.


What are the Different departments in a Bank?

The departments are retail banking, loan servicing, wealth management, investment banking, deposit operations, wire transfer operations, cash management, electronic banking, commercial banking and mortgage banking. There are also the investment department, loan department, real estate, treasury, cash vault, and teller area.


What is an LE in business?

LE can mean many things. for ex in Investment banking LE can mean Legal Entity. In case of retail banking it can mean Loan Equivalent and so on.