Can your license be suspended if an auto accident involved your uninsured car driven by my son-in-law who's insurance excluded the car?
Doubt your license will be suspended his might, but you run a risk of losing your plates and any plates in your name, along with fines etc. This is a state specific thing. In my state, the owners of uninsured vehicles (if they were NOT the driver) lose their plates, and the uninsured driver loses their licence. Check with your states dept of insurance and they will be able to answer this.
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Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured…? Drivers fault. Answer If you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the owner of the vehicle to have the vehicle insured. Answer The law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
Will your auto insurance policy be voided if you loaned your car to a friend without knowing his license was suspended and he got into an accident?
Coverage . \nIt depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an acci…dent the insurance company will not be responsible for damages.
Can the parents license be suspended if a non licensed minor who took the car with consent was involved in an auto accident?
Answer . No, the parent isn't liable for the accident insofar as they weren't behind the wheel. But the minor probably won't have a license for a good long time.
What happens if an uninsured driver in an insured car is cited for a traffic violation or is involved in an accident?
Answer . \nInsurance follows the car, not the driver. If you had permission to use it you should be fine. If you were cited for a traffic violation, you should just pay …it ahead of time and then apologize profusely to your friend, since you just raised his rates for several years. If there was an accident and it involved any serious amount of money / injury, shell out the $70 and ask an attorney.
i was rear ended frm behind by another car, the car had insurance but the person driving was not listed as a driver, can i still get paid for mu car damages n body injuries
If you have a suspended license and full coverage insurance and get involved in a single car accident due to medical reasons will the insurance company pay?
Answer . Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.
It is important to understand the insurance policy that ispurchased on a drivers car. The only way that an uninsured driveris covered in an insured car is id the owner of the …car has that intheir policy.
yes, most companies and states require the veh to be insured, not the driver. you may get less premium if you car just sits in the driveway, but if a friend or family member i…s going to be using it regularly, they should be on your policy just in case. if they already live with you, they should be on you policy al ready.
There are some companies that will offer insurance if your license is suspended, your best bet is a local insurance company that represents multiple insurance companies.
Yes, If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the …attending officer checks his computer to see if you are in fact an insured driver or not.
Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it… is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let drive has appropriate coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.
Insurance is purchased for the car, not the driver. Until thecar has been insured it cannot be driven by anyone. Note that most states do allow a short grace period after you…purchase a car in which it can be driven without insurance to letyou purchase insurance and handle title/registration paperwork.This grace period does not apply to a car that you have eitherallowed the insurance to lapse or have removed its insurance. . If you already have another car insured (which it appears you do)and wish to drive a car that is not currently insured, contact yourinsurance agent and have them temporarily transfer the policy tothe other car.
If your license was suspended, and you were driving, it is quite likely that you insuror will NOT pay for the damages, and will cancel your coverage, because you were knowingl…y operating the vehicle unlawfully.
Can your license be suspended if an auto accident involved your uninsured car driven by my son in law who's insurance excluded the car?
As the owner of the car you're liable as well as responsible for maintaining insurance coverage on your vehicle. If you knowingly allowed your son in law to drive a vehicle wh…ich is not insured is even worse. Therefore, yes, your license can be suspended, especially if you're sued and a judgment is issued against you.
Basically, you're out of luck. It's a crime to drive without a license. And it's almost certainly going to be treated as your fault, meaning nobody's going to pay to repair yo…ur car and you're going to have to pay to repair the other car. (In practice, the other guy's insurance will probably pay for his car ... and then they'll go after you to try to reclaim the losses. And they have very good attorneys.) You will end up paying the judgement for years to come. Probably is a lot cheaper to buy the insurance and get the license to begin with, or take the bus. Driving is not a right; it is a responsibility, but now you know that. It is also likely that you will be arrested and the car will be impounded. That will result in a criminal record and impound fees that will be your responsibility. If you ever get it together to get a valid license and a car you will find yourself in a high risk category and your insurance will be very expensive.
How many years is your licensed suspended if you do not have insurance on your car and you get in an accident?
This will depend on your State and what their regulations are regarding this matter. In Georgia, your license will remain suspended until you finish reimbursing the party you …hit and their insurance company who may have paid the claim under their uninsured motorists coverage. They will allow you to make payments over time to get it paid off. I remember a 15 year old girl that drove her Mothers vehicle. Because, she wasn't a licensed driver, the insurance company denied coverage and did not pay the claim. She could not get her first license until the $5,000 damage she caused was paid back to the other parties insurance company. The Mom had insurance but did not notify the company of the drivers and let an unlicensed driver drive the car and she new she had no license as it was her daughter.
Will the insurance company pay for a vehicle that was driven by a suspended license driver that no other cars was involved?
Probably not. Insurance companies will always look for ways tonegate or lower the amount of claim damage they have to pay out ascompensation. Driving the vehicle without a li…cense (or a suspended one) wouldconstitute a breech of the contract/ agreement and they would notpay. Although if the vehicle were stolen and then driven by anunlicensed party (and the incident reported to the authorities),they would have to pay.