Can your homeowner's insurance premium be included in closing costs?

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You can pay your home insurance premium yourself or let your closing agent transfer the funds and initiate your escrow account ( in your closing costs but not financed) with your mortgage company.

The seller does not traditionally pay any part of the buyers home insurance premium
Your homeowners insurance premium SHOULD be included in your closing costs. Now as far as asking the sellers to pay for it--you can ask them to pay for anything--it's up to them whether or not to.
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