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Can your condominium association decline to pay for damages if a window leaked and caused damage to the wall on the inside of the condo?
Wiki User
∙ 13y ago
You can find the answer you want in your governing documents. There, you can find out who owns the window. If you own it, then you are responsible; if the association owns it, then the association is responsible.
(The mystery issue is: what is a 'window'? What is included in the definition? The glass? The casing? The screens? The framing? Your governing documents and your association may or may not have defined this variable.)
Your first task will be to repair the damage. Water intrusion always leads to mold, so it is imperative that the leak damage be repaired, and the source identified and also repaired. As soon as possible.
There may be a difference here between who is responsible to pay and who is responsible to repair.
Contact your HO-6 policy broker and describe the situation. The broker can help you by working with the association's master policy carrier to repair and to pay.
Wiki User
∙ 13y ago
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What is the purpose of condominium association insurance?
The purpose of the condominium association insurance is to guard the tenants from having to pay for water damage caused by leaky faucets or from damage to the structure of the rental establishment. The purpose of the condominium association insurance is the same as any other insurance policy and that is to have in place moneys that the tenant do not have to pay in the event of a mishap to the structure of having lived in the dwelling.
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You need to consult your condominium survey and declaration. If the attic is a common element most likely this is an association issue. But if you are suffering consequential damages (i.e. the mold is now affecting your unit) you also may have a claim. That may depend on your state's laws regarding whether associations have the right to sue on your behalf (if you let them).
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A tree fell on your car in the condo where you live can you sue for damages?
Nobody can be held legally liable for an act of nature. Your auto Insurance comprehensive coverage will cover damages to your car. It does not matter who owned the tree or where it came from. If you have this kind of coverage on your automobile policy, that could be a source of monies you need to either repair or replace the car. If the tree fell because the association was cutting down the tree and it fell, the association's master policy may cover the event. If the tree fell on your car parked in the garage attached to the condominium, and you live there and carry an HO-6 condominium policy, you may have coverage under this policy. After you've exhausted all these resources, you may want to sue, depending on what caused the tree to fall. You are unclear as to why the tree fell: natural mayhem caused by a storm, badly executed logging or simply the age and poor state of health of the tree. The details may help you determine whom to sue, if you are inclined to do so.
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If water damage to condo ceiling is caused by association pipe failure but you do not have homeowners policy will association be liable to pay for repairs?
Whether the association is liable to pay for the repairs depends on the terms of your condo association's governing documents and local laws. Generally, the association may be responsible for damages caused by pipe failure, but it is best to consult with a legal professional or review your association's governing documents to determine the specifics of your situation.
