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The simple answer is Yes. A person can certainly qualify to receive Long Term Disability benefits because of having cancer. However, it is not the fact that he/she has cancer that qualifies him/her for benefits.
In order to qualify for Long Term Disability benefits, a person must satisfy the requirements set forth by their Group or individual policy - which can be found by reviewing the definition of total disability along with the guidelines for Residual disability.
Without getting too far into detail, the requirement to receive Disability benefits from a group or individually owned policy will be worded something like:
To be considered totally disabled you must be unable to perform the material and substantial duties of your occupation (or "any" occupation, depending on your contract).
Thus explaining that it is not necessarily Cancer that enables a person to receive Long Term Disability benefits, but rather the inability to perform his/her occupational duties that can be caused by cancer.
In order to qualify for Residual benefits (benefits for partial disability), the debilitating injury or illness must cause a loss of income greater than 15-25%, depending on the policy.
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Can you collect long term disability and Florida state disability for cancer?
Cancer is one of the leading causes of disabilities. You may be eligible for benefits under your long term disability policy if your cancer prevents you from performing your work duties. Florida does not have state disability. Their are only five states that do: CA, HI, NJ, NY, and RI.
Can long term disability deduct what SD is giving you for your child due to your disability?
if your long term disability is integrated with social security disability, then yes. This is the case for most employer paid long term disability plans, or your employee benefits package. If the Long-Term DI policy is an individual plan, not through your employer - you could receive the full base benefit if it's not integraded with Social Security Disability Benefits.
Can you receive an expense account when on long term disability?
Call and ask your employer and the IRS
Can you collect unemployment in New Jersey after long term disability is terminated?
No, because there is no tax deductions in your disability which entitles you to receive unemployment.
What percentage of your salary do you receive if you are on short term disabilty?
If you are in the state of Texas, most disability, both short term and long term disability will cover 60% of your income tax free.
Can you receive short and long term disability for alcoholism?
Under some circumstances. The most common is SSI.
Can you received rental income on a second home while collecting long term disability benefits?
You can still receive long-term disability insurance benefits even if you receive rental income. Depending on the definition of the disability included in your contract, some policies may pay a lower benefit, if your passive income exceeds certain % compared to your pre-disability active earnings.
Are long term disability taxable?
Can you file on the taxes that are taken out of long term disability check
Are long term disability payments paid by companies insurance policy taxable by state and state governments?
If the Long-Term Disability benefits you receive are from a company sponsored program, the taxation is dependent on whether your employer pays the premiums. Assuming that your employer pays for and provides the insurance to you, then the benefits you receive are taxable as ordinary income.
Can you get short term disability with cancer?
A cancer diagnosis makes it difficult but not impossible to get short term disability coverage. If you have been cancer free for 5 years you may qualify. Also, if your employer offers a short term disability option for the first time the offer may come with a guaranteed issue option based upon participation.
Does Cigna have good benefits for its employees?
if I am receiving short term disability and my company is bought out and I need to go on long term disability will I be covered for long term?
Is long term incarceration a disability?
Incarceration? Like in jail? No, its not a disability to be in jail be a long time.
