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Can you open a savings account after filing chapter 13 bankruptcy?
Wiki User
∙ 8y ago
Most banks these days run credit checks to open an account, as well as checking with ChexSystems. It is easier to get an account with a bad credit score than with a negative Chex report. It is recommended that you do not try to open the account over the phone. Otherwise, a secretary runs your social security number thru their computer, and if the score is below a certain level, it just says no. Go into the bank, and talk with the branch or assistant manager. If there was a good reason for the bankruptcy (loss of job, health issues, etc) the manager has the ability to override the computer's answer, though your account will be monitored closely for awhile for NSF activity. If you have been reported to Chex, there are a few banks arund the country that will still open an account, if you're lucky enough to be in their state. You can find these lists on the internet.
Wiki User
∙ 19y ago
Wiki User
∙ 8y agoYou can attempt to open a savings account. Whether or not the bank you apply to grants you the account depends on each institutions rules and policies.
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Do they close your current bank account when filing for bankruptcy?
No they do not close your Checking or Savings account
Can you keep your checking account when you file for bankruptcy?
Can u keep your checking account after filing chapter 13?
Can you open a savings account after filing chapter 7?
That's up to the lending institution that you apply to.
In a Chapter 7 bankruptcy a person filing for relief is called a?
In a Chapter 7 bankruptcy, a person filing for relief is called a
Are series ee savings bonds exempt when filing chaper 7 bankruptcy?
As they are issued by the government, yes, the are exempt from Chapter 7.
How much savings are you allowed to keep after filing chapter 7?
it depends on your state exemptions and what you mean by savings... for example, some states provide for 150$ of a bank account to be exempt, meaning everything else will become part of the bankruptcy estate to repay creditors.
How long do you have to wait to file bankruptcy after last bankruptcy?
You have to wait eight years after filing for Chapter 7 and 4 after filing for Chapter 13.
What can be done to attain employment at 60years old after filing chapter 7 bankruptcy What if there is reasonable reason for filing chapter 7 Could the reason for bankruptcy be told to the employer?
How to get after job filing chapter 7 bankruptcy once it appears on the credit report
What happens if you wreck your car after filing for Chapter 13 bankruptcy?
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
Does income count AFTER you file chapter 7?
A person's income does not count after filing chapter 7 bankruptcy. All that counts is what you had before filing bankruptcy.
Can you transfer money from a savings to a retirement account and file bankruptcy?
Sure. But expect the trustee to want that money, unless the amount in the savings account was exempt. Transfers of assets otherwise available to the bankrupt estate for the purpose of filing bankruptcy is a federal crime. Consult an experienced bankruptcy lawyer, since there are permitted transfers.
A Chapter 13 bankruptcy filing is called a?
reorganization
