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In my experience, the answer is No. At least in Canada, the insured needs to be subjected to a blood test and a bunch of screening questions. Even if you aren't to be listed as the beneficiary, it is still required that the spouse go through the proper health screening process. yes You always have an insurable interest in your spouse, so yes you can buy insurance on them. However, most insurance Cos require physicals, medical reports and more to rate and give a premium for a policy. (The ones that don't 9unless part of a plan at say your employer)are going to have very expensive insurance). These things may be hard or impossible to get without the insureds consent.

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Q: Can you insure your spouse without their knowledge?
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