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Can you go from ch 13 to ch 7?

Updated: 9/17/2023
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14y ago

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Yes, you can covert a chapter 13 to a chapter 7 and vice versa.

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Q: Can you go from ch 13 to ch 7?
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Can your trustee convert your Ch 7 to a Ch 13 if he decides that you will have enough money to make payments on a Ch 13 repayment plan in 10 months?

No. Once a chapter 7 bankruptcy has been discharged it is final.


What difference between ch 7 and ch 13 bankruptcies?

Chapter 7 is a complete discharge of all dischargeable debts. Chapter 13 is a repayment plan of the debts under the bankruptcy court's supervision and protection.


What is the difference between ch 7 and ch 13?

Basically a Chapt. 7 BK is the liquidation of debts and the forfeiture by the debtor of non exempt properties. There are certain debts that cannot be discharged in BK. A Chapt. 13 BK allows the debtor to consolidate debts and make arrangements through the court for the repayment of such.


How long does a dismissed ch 13 stay on a credit report?

A chapter 13 Bankruptcy, dismissed, discharged, or otherwise, stays on your credit report for 7 years from the date it was filed.


If your mortgage company is trying to have the automatic stay lifted for non-payment can you dismiss the ch 13 and go into ch 7 but still keep the house by then filing ch 13 again?

A chapter 13 can be converted to a chapter 7. The house would be included in the 7. Even if the homestead exemption protected it, it is apparent the lender does not want to reaffirm the loan. So trying to file a 13 again would be pointless. Bankruptcy will only protect a house if the payments are kept up as agreed. Lenders will often try to work out a plan for the borrower to catch up on missed payments while keeping scheduled payments current. There is however no law that requires them to so, a house is a secured debt, the lender can foreclose when the contract is defaulted on, if they so choose.

Related questions

Can your trustee convert your Ch 7 to a Ch 13 if he decides that you will have enough money to make payments on a Ch 13 repayment plan in 10 months?

No. Once a chapter 7 bankruptcy has been discharged it is final.


What difference between ch 7 and ch 13 bankruptcies?

Chapter 7 is a complete discharge of all dischargeable debts. Chapter 13 is a repayment plan of the debts under the bankruptcy court's supervision and protection.


Can you still go through bankruptcy ch 7 if you were sued?

Yes


How many times can 13 go into 91?

91 divided by 13 = 7 13 can go into 91 7 times


I filed Chapter 7 five years ago and since then have gotten divorced and remarried. Is it possible to file again?

You can't file Ch 7 again until you have waited 8 years after discharge. You could file Ch 13 or if you are in Wisconsin a Ch 128.


How many times does 7 go into 94?

7


You are currently in a ch 13 im still unable to make your mortgage payments can you file ch 7 now?

No. You have to convert your c. 13 to a c. 7 or move to dismiss the c. 13 and then file a c. 7. You are not allowed to have two bankruptcies open at the same time. You should discuss this with your attorney or, if you are pro se (representing yourself), you should at least find out the problems and benefits of each choice.


How many times does 13 go into 98?

7, remainder 7


What is the difference between ch 7 and ch 13?

Basically a Chapt. 7 BK is the liquidation of debts and the forfeiture by the debtor of non exempt properties. There are certain debts that cannot be discharged in BK. A Chapt. 13 BK allows the debtor to consolidate debts and make arrangements through the court for the repayment of such.


What caused pharaoh to let the hebrews go?

The ten plagues (Exodus ch.7-12).


What caused the Israelite's to leave Egypt?

Moses took them out (Exodus ch.12) at God's command (Exodus ch.3-4) and under God's guidance (Exodus ch.13), after they had suffered under the Egyptians (Exodus ch.1) and God had smitten the Egyptians with plagues (Exodus ch.7-12). See also:More about the Exodus


What were the 7 experiences in the 40 years in the wilderness?

There are more, but here are seven of them: The Giving of the Torah (Exodus ch.19, 20 and 24) The pillar of fire and of cloud (Exodus ch.13 and 40) The manna (Exodus ch.16) The well (Exodus ch.17, Numbers ch.20) The war of Amalek (Exodus ch.17) The building of the mishkan (Tabernacle) (Exodus ch.25) The rebellion of Korach (Numbers ch.16).