Your doctor gave you services based on YOU paying. His deal is with you, not the Insurance Company. Did the MD PROMISE that you would only have to pay if Insurance Covered it?
for more details see www.SteveShorr.com
Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".
A deductible is the amount that the policy holder must pay before any benefits are covered under the plan. Some plans do cover some limited services prior to the deductible being paid, or they may not cover any. It is important to know what your deductible amount is, before you purchase a policy, to make sure that you can truly afford it in the event you need medical services.
They would pay up to the limit of the Medical Expeses coverage for medical bills only. This coverage reimburses you for expenses that your personal healh insurance does not cover, i.e, deductible, co-pays.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
Deductible
Deductible - A+
Deductible - A+
No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.
Yes. For more info. see www.SteveShorr.com/supplemental.htm
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
If it's a costly procedure, then you'll probably go over the deductible amount and get paid on everything over that. Check your policy or brochure.
Yes, it will cover that minus your deductible,, However you should first check to see what your deductible is. Most mailboxes are pretty cheap and likely far below the cost of your policy deductible. No point in filing an insurance claim if the cost of repairs is below your deductible.