Can you get renters insurance to cover a trampoline?
Highly unlikely, Most would cancel your insurance policy at the mere mention of a trampoline.
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Loss of personal property at the insured premises, and liability of the renter for accidental damages or injuries.
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
It depends on what you mean, Covered for what kind of loss? Your renters insurance covers your personal property and certain ofyour liabilities to others, generally the owner… of the rentedproperty and your guests. If you somehow accidentally damaged the pool in a home you rentedthen there may be coverage under the liability portion of yourrenters insurance policy. If the pool suffered a weather related loss or damage from groundmovement or another natural act then that would be covered underthe property owners insurance policy. You don't own the pool, thelandlord does and if you didn't break it then your not responsiblefor it beyond whatever agreed maintenance you were to perform. If the pool just needs maintenance, cleaning, repair or servicingthen no that's not covered at all as it is not considered a loss,it's just normal expected maintenance that all pools need.
No. That's what renters insurance is for.
You should check with your insurance agent. Different companies/policies may have different stipulations.
your personal property, loss of use of your apartment and your personal liability. the policy has conditions - generally you need a "covered cause of loss" for coverage on you…r personal property - some causes of loss are fire, theft, expolsion, etc. they are listed on your policy or your agent can provide you a copy of the policy before purchase.
They cover up to a certain limit, usually the limit is $200.
Depends on the policy and company. But most exclude animals, insects, and varmints.
I cannot see any way that a covered cause would require you to get a locksmith. If the damage was not caused by a covered cause then no it will not pay for a locksmith.
Typically Trampolines and resulting injuries are not covered under your homeowners insurance policies. Most companies automatically exclude coverage for damages and injuries a…rising from the ownership of a trampoline. Most companies will also schedule your home insurance policy for cancellation if they discover that a trampoline is located on the property.
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you …get hurt in the apartment.
Highly unlikely, All renters insurance policies specificallyexclude claims arising out of the use or ownership of a trampoline.
How do you mean cover? If the trampoline belongs to the insured and it is damaged by a covered cause such as storm damage or another covered cause then yes it will be covered …for the damage done to it. If a third party is hurt on the trampoline and they are suing you under the liability section of your policy that is another matter. Every homeowners policy application including renters policies ask if you own a trampoline as well as dangerous dogs or pets. If you have these dangerous situations the insurance company will deny you coverage or only approve you if you sign an exclusion to prevent coverage for these losses. If you apply for the insurance and not tell the company you own a trampoline then you have committed material misrepresentation and the insurance contract is void and no coverage is afforded.
.....the same as when the power is on.......
Renters insurance primarily consists of property coverage andliability coverage for the named insured. Coverage is available for the renters personal belongings in thehome ( …usually clothing, appliances and home furnishings).Scheduled valuables can also be added to the policy. Coverage canbe for both theft and extended coverage such as weather related andstructural induced losses. Coverage is also available for the tenants liability in the eventthey or a guest damage the property to some degree beyond what isconsidered normal and expected wear and tear during the course ofthe lease. Liability coverage is available to protect both the tenant and thelandlord from certain types of injury claims such as slip and fallwhile on the rented premises.