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Can you get general liability coverage for a mobile sharpening service?
Wiki User
∙ 16y ago
Absolutely - contact a local independent agent or broker. I've actually insured several sharpening services in my local area over the years. You'll want to request coverage for "broad form property damage" to remove the exlusions in section J (ask the agent to explain the CCC issue - if he/she can't explain then find another agent, quickly...) and you may want to consider some sort of "bailee" coverage, to protect you if anything happens to the property of others in your custody (such as theft).
Wiki User
∙ 16y ago
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What is the right insurance coverage for an HVAC service and maintenance contractor?
"Commercial General Liability" is the appropriate coverage policy type for an HVAC service technician or company.
What sort of liability insurance does one need for a sole proprietor carpet cleaning service?
GL or General Liability
Would a General liability policy afford coverage to cars parked in a parking lot during insured's event at a school?
If you purchased the proper coverage including coverage for the parking lot service then yes it would cover certain damages that you may be held liable for. If your insurer was unaware of this part of your operation then there is likely no coverage for it as it would not have known to schedule it on your policy.
What is class code 10073 for general liability insurance?
10073-0-Automobile Repair or Service Shops
What types of car insurance coverage does State Farm offer?
State farm offers many kinds of car insurance coverage. They offer comprehensive insurance, liability insurance, personal injury coverage, uninsured and underinsured motorist coverage,as well as rental reimbursement and Emergency Road service.
What types of businesses sell Company Liability Insurance?
The Company Liability Insurance is a protection service. The company that sells the insurance is called Nationwide, and the base is in Colombus. One thing that is unique with this insurance is the uninsured and underinsured mororist coverage.
Does a California LLC that provides the service of doing paperwork for other companies or individuals need errors and omissions insurance?
If you want to be insured against liability for a mistake on the paperwork it would be advisable. Your Commercial Liability policy would not provide coverage for damages or losses resulting from errors or mistakes in the professional service you provide.
Do you need liability insurance for a cleaning service?
Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work. It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.
What is the average cost for general liability insurance for carpentry service in Texas?
There is no average cost of liability insurance for a carpentry service. Remember that your General Liability coverage protects both you and your clients from financial loss. Better protection can instill more confidence in the contractor as well as the customer in the bid selection process and when an unexpected accident occurs. Tender of the lowest bid and the lowest level of protection may not always win the job. Experienced clients may look for professionalism in selecting a contactor. Security, experience and overall quality of bid may be taken into account on the choice jobs. Your premium rate will depend on many factors such as the selected coverage limits and the level or quality of coverage desired. The historical loss history of others in the same profession as you. Your overall exposure or your volume of business. Annual receipt's in jobs completed. Your past experience in your profession and of course, your previous customer satisfaction or claims history. The extent of your use of labor or subcontractors, etc, etc. Basic Coverage will have lower premiums and less coverage. Special Coverage forms or Expanded General Liability policies and BOP or "Business Owners Package Policies" will likely cost more, but they will also provide more comprehensive coverage. Higher limits of protection for both parties to the contract are available. Company vehicles scheduled or blanket coverage as well as tools and equipment may be desired. Workers compensation and medical expense coverage for workers and owners could also be addressed. A small contract carpenter or handyman who does a few jobs a year, say less than 20K or 30K in annual receipts could pay $1,000 or $5,000 per year for basic coverage. A larger operation doing 250K in contract work per year might be paying less than 20,000 per year for basic general liability insurance. Even larger contracting operations might be pay hundreds of thousands or even millions of dollars per year. It all depends on the overall risk exposure of the carpenter.
Does insurance cover damage from thermal treatment?
No,, Your home insurance policy does not cover work performed by your chosen contractor. That's what the Contractors Liability insurance is for.Your contractor who provided the thermal treatment service should have General Liability Insurance to cover damages that were created or caused by the work they performed.Never hire a contractor without first verifying they have the appropriate coverage to protect their clients.
When choosing a phone service, would finding out the coverage area of service be important to ask?
When choosing a phoen service it's always important to find out about the coverage area. If you dont' have good coverage in your area avoid that provider.
Will homeowners liability cover wood damage from termites powder post beetles or other bugs?
Termites and InsuranceLiability insurance is coverage for occurrences in which you might be held financially liable. It is not possible to be liable to ones self. If your seeking coverage for a Wood Structure or Property you would look to a Homeowners Policy or some other coverage form in Property Lines. If your a Pest exterminator by trade then you may look to a Commercial General Liability policy that will offer you liability coverage for the work or service you perform on premises and completed operations coverage for after the job is done.Pest ExclusionsUnder Section I - Exclusions of your policy, it will explain that there is no coverage for damage due to rats, mice, termites, moths, or other insects (language varies by state), but there IS coverage for ensuing loss due to collapse of the building or any part of the building. Exterminators LiabilityThe only liability for damage due to termites would be found in a warranty policy from a pest-treatment company who has a contract to treat your home at regular intervals and guarantees their work.
