Renting an apt. is not an asset but the up front payment or security deposit is. Once you file that is it anything after that is your problem. If you default in the rent you can't file again for I think 7yrs. Normally they can't touch your home unless you have equity. An apt. has no equity normally unless you own it.
Some rental agencies are steadfastly opposed to renting to person's who have had a bankruptcy. Others are not as inflexible, they are more concerned with past rental history. If the person paid their rent in a timely manner and properly cared for the rental unit. A recommendation from a previous landlord would be extremely helpful, unfortunately that is not always an option. However, with persistence and compromise the person(s) will suceed in finding proper living quarters and rebuilding a good credit history. An informational source can be found at www.rentnet.com
The question is will the landlord rent to you. Most landlords want to know that the obligations in their lease is not dischargeable. If you rent pending a Ch 7 you could potentially include the obligation of the lease in the Ch 7 by revising the case. If a landlord is smart, they will wait to rent to you until after the discharge.
Sure. Just find an apartment that will allow a tenant with a discharged bankruptcy.
Being that you do not hold ownership, but just simply help pay for the rent it is perfectly legal to do so. Unless he still has your stuff in his apartment it would be considered theft and therefore, he commited a suable crime.
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It would be better if the tenant determine what repairs needed to be done, then left that with the landlord. If you are going away and you know there is repair work to be done on your apartment, there's really no telling when a maintenance person will arrive to perform such work, especially if you are away. In a few certain cases your maintenance person may be allowed to enter your apartment without you being there.
Usually when an apartment is refurbished that means it is either getting new furniture or being fixed.
There's a place in Roscommon
KEYWORD "DISCHARGED"
No. Dismissed is essentially incomplete - no resolution...discharged is completed and closed.
Never
not at the same time, and you'll have to wait a certain period of time after being dismissed/discharged from one before filing the other.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
The debt should be identified as being in bankruptcy or discharged in bankruptcy. It will remain on the list for 7 years. The bankruptcy will remain on the report for 10 years.
Yes! The only thing is the chapter 13 will have to be discharged at closing. Depending on how long she has been in the bankruptcy, this may not be a big hassle. It is impossible to refinance a home in a chapter 13 without the BK being discharged. For more information, please feel free to email me at Travis.Fleury@gmail.com. I work for one of the largest direct private mortgage lenders in the country, i'd be glad to help answer any other questions.
The bankruptcy is not discharged, the debts are. A creditor can be added if the plan is not too far along or if you have the excess income to pay whatever the creditors are being paid (percent of debt) for the balance of the plan. If it is a post-filing debt, it cannot be added.
Sometimes Chapter 13 debtors need or want to convert their bankruptcy case from a Chapter 13 to a Chapter 7 bankruptcy. And sometimes the bankruptcy court will force you to convert from Chapter 13 to Chapter 7 - this is often called a "forced conversion." The reasons for conversions vary. For the most part, if you are instigating the conversion, you have a right to convert your case. But that doesn't always mean you'll qualify for Chapter 7 relief.
There is not. You have to either be in the service now or have been honorably discharged from the service.
When you get kicked out of your apartment, it is referred to as being evicted.
Without knowing the cause for the lock out it is difficult to tell you what steps to take. If it is an illegal lockout you should definitely get the police involved. They may assist you in entering your apartment.