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Yes. They may try and get out of it saying "you signed a form that says you can't file" or "we're exempt" or "you will still owe us", etc, etc.. its all a lie.

Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one. Debts incurred within 90 days of filing BK are not dischargeable. Payday loans are written so they are "new" every 30 days are so. However...in reality the court normally allows them unless it can be shown you did it in anticipation of BK.

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Q: Can you file chapter 13 and include payday loans in Tennessee?
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