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Yes you can drop out of a group plan. The employer may ask you for proof that you have coverage from another source. They will ask for this because their contract with the insurer probably requires them to. Even if you do not have other coverage, they should still allow you to drop out especially if you pay part of the cost.

Keep in mind that you may not be able to rejoin the plan until its annual enrollment period. Starting January 1, 2014, you would face a penalty or tax if you do not have health insurance.

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Q: Can you drop out of group insurance plan if you don't like it?
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