ABSOLUTELY NOT. You cannot insure a vehicle that you do not own on your insurance policy no matter what kind of coverage you have. Your insurance policy will not pay anything even if you have added the vehicle on your policy without their knowledge.
No only those designated by the insurance holder may drive the car.
can I let my grandson drive my car on L plates
yes becouse the gravity of the earth
In most cases they can drive your vehicle but most insurance companies have restrictions on the age of the driver, usually 25 or older. It is best to check with your insurance company before letting someone else drive your vehicle.
You really need to check the insurance policy wording for both your's and your friends policies. It is likely that you will both be covered to drive other cars but this is generally on a third-party only basis. Each insurer and insurance scheme varies so you should check with your insurer or broker before driving other cars. CQ
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
No. If it is your car, your insurance is responsible. If the partner has an accident, your insurance may drop you from your policy for violating the terms. The terms should say somewhere in there that you are responsible and will be the only person to opperate your vehicle. I have seen people take their friends to court and win small lawsuits for damages to their car. So, your partner would have to pay out of pocket for damages if you want to avoid insurance problems. It is best to add him/her to your policy if they are going to drive your car.
normally if you have fully comprehensive insurance you are insured to drive any car with permission but only third party. its legal but its not ideal if you have an accident as it will only pay out for the 'other persons car', not the one that your driving. the cost of any repairs to the car you are driving will be YOUR responsibility. always check your policy to make sure that this is offered as part of your fully comprehensive package.
No, You should refer to your Insurance policy terms and conditions or ask your Insurance Agent. Certain vehicles such as Commercial vehicles and others are excluded from coverage on Personal Auto Insurance policies.
It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.
It depends on your insurance. Most insurance companies will cover all drivers even if you are not the insured driver because they have what is called permissive user. Remember typically your insurance follows you wherever you go. You may want to ask the person you are borrowing the vehicle from and see if they have all drivers coverage. If not, then you need to be a listed driver on the policy before you can drive the vehicle even if it is "fully insured". Companies like Geico, Nationwide, and Allstate typically cover all drivers....hope this helps.
A life insurance policy becomes "fully paid up" when the company tells you no more premium payments are due.