Yes, if you own a private Disability insurance policy, the guidelines and benefits are accounted for separately from Social Security benefits. A person can be eligible to receive both benefits.
A private Disability policy can have two types of benefits: Base and Social Insurance benefit. Base benefits are payable regardless of Social Security benefits. Social Insurance benefits will offset dollar-for-dollar with any Social Security benefits you are eligible for.
You can revert to your original Disability insurance policy, or policy summary to determine whether you have base or Social insurance benefits. You can also contact the insurance company your policy was written through to confirm this information.
The broad answer to the question is Yes. However, whether both categories of benefits are payable in a particular situation will depend upon whether the applicant is found to be "totally disabled" under SSDI guidelines, and how the private disability policy defines disability.
A very comprehensive explanation of the Social Security disability process appears on the Social Security website maintained by the Social Security Administration. Much, if not all of the initial application process can be done online, or you can go to a local Social Security Office. It often takes a while to get a determination, so patience is a virtue. The most critical element of the process involves medical documentation of your inability to work.
A private disability insurance policy will define that which constitutes disability, and that definition must be met for benefits to be triggered. There are various definitions and the precise wording will dictate your entitlement to benefits (such as, you may be able to collect if you are disabled from doing that line of work that you did at the time of the disabling event, or you may be able to collect only if you are unable to do any sort of work).
The long and the short of it is that you may very well be able to collectboth, but the specific answer is fact-driven.
It is possible, however it depends on the particular Short-Term Disability Insurance policy you have. Your disability benefits booklet should be available from the employer.
Some group disability policies integrate with Social Security and if you qualify for Social Security benefits, your disability benefits will be decreased by the amount received from SSDI.
Individual Disability Insurance plans can be taken and you have a choice of integration with Social Security (cheaper plans) on non-integrated plans which will pay 100% of benefit if you are disabled, regardless if you are receiving Social Security Disability. These individual plans are portable if you change your job.
no
Disability payments are Social Security Payments. When a person reaches full retirement age (66), the payments continue as normal, but are no longer considered disability payments. A person does not receive two payments.
State disability payments typically are not affected by any private coverage you may have. Some private policies will "integrate" with other disability programs to make sure that you are not replacing too much of your income. Insurers don't want people making more money being disabled than working.
LTD is a private insurance policy, not a gov't benefit. Some LTD policies pay benefits even if you receive SS disability - ours does.
Depends on the type of disability payments you receive. I do not have to pay taxes on my military disability, it is tax free.
yes
sure if the government pays for yu some times....
No. It's possible to buy Disablity Coverage while employed, then get disabled while unemployed. There are many types of Disability Coverage.... State Disability, Social Security Disability, Private Individual, etc.
Yes You can receive Social Security Disability payments if you apply for disability. Your doctor will need to produce records proving the disorder. Get a lawyer who specializes in this. The paperwork is tremendous and he will know what is needed. They are limited by law as to how much they can charge.
If you are a U.S. citizen, you may receive your Social Security payments outside the United States as long as you are eligible for them. However, there are some countries that the payments cannot be sent, so it would best to contact your Social Security Office to find out which are the ones.
Yes You can receive Social Security Disability payments if you apply for disability. Your doctor will need to produce records proving the disorder. Get a lawyer who specializes in this. The paperwork is tremendous and he will know what is needed. They are limited by law as to how much they can charge.
Yes