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This is unclear. If you're asking if your medical insurance will pay for someone else's treatment... no. If you're asking if your liability insurance will cover your own personal injuries... probably not, though that's less certain, and it might apply in some cases like a "no-fault" auto accident.
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Does a passenger in a car accident have to file a claim with their own insurance?
Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.
Can you claim bodily injury from your insurance for a car accident in which you were found at fault?
If you had medical coverage, you can.You cannot claim bodily injury against your own policy for yourself because you cannot be liable to yourself. Bodily injury coverage falls under the liability portion of your policy, for injury to others caused by you or the driver of your vehicle. You must carry PIP or MEDPAY for your own injuries.In the UK - the law is based on fault. Namely the driver at fault pays for the injury and vehicle damage to the innocent road user. Motor insurance is compulsory as this pays the liability of the driver at fault. So you cannot claim for bodily injury from your own insurance as you would be claiming against yourself - but if your motor policy was comprehensive you can claim from your own insurer for vehicle damage - subject to an excess. See the related link entitled "car driver injury claims" for a full explanation as to when a car driver can claim and when a car driver is considered liable.
Can you make an insurance claim and someone else make a homeowner insurance claim after an injury that required medical attention occurs at their home?
It can be filed under the homeowners insurance as long as the person injury was not injuries in their own home. Homeowners insurance does not cover medical injuries for someone who lives in the house where the injury occurs.
Can a claim be made against a person's insurance without their permission?
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
What is a collision claim?
A claim that you make on your own insurance for repairs due to a collision.
What is considered as self injury by insurance companies?
Self-injury is any injury that a person receives by his or her own fault. This may include burning oneself, cutting oneself, or causing oneself to break a bone. Any injury that a personal deliberately causes onself is self-injury.
Can you collect bodily liability on your own car insurance?
No. Liability insurance is, by its nature, third-party insurance. That means that proceeds are paid to the person(s) that are hurt as a result of your negligence. It does, however, indemnify you for your carelessness up to the amount of coverage that you purchased. If sued for the collision by someone claiming bodily injury, the insurer will also provide a defense attorney. Somewhat analogous to bodily injury coverage is uninsured motorist coverage. It is a form of first party coverage, meaning that you buy it for yourself. If you are hurt by the negligence of another driver, and that person does not have bodily injury liability insurance, you may have a claim for damages under your uninsured motorist coverage.
What do I do first if i find that a car has hit my parked car and left note?
First call the person and get his or her insurance information, then call the insurer and file a property damage claim. If the person is uninsured you can file the claim with your own insurer.
If your child was hurt in a school bus accident in New York state should you file a claim with your own auto insurance or homeowners insurance?
Contact the schoolbus company FIRST and get their info. Then contact your own insurer. Your house policy only applies to articles/devices damaged in the accident such as a MP3 player for example.
If an accident is not your fault do you call your insurance or the other person's?
Usually, you call your own. They will set up a claim and investigate it. They will usually pay for your car and recoup payment from the other insurance, or they will request payment from the other insurance company directly. In most cases, you will be in contact with your own insurance company.
If someone fell downstairs and was injured can they file a claim against their insurance?
Not against your own insurance.
What is the statute of limitations to file a insurance claim in the state of Florida?
The type of claim effects the answer. Generally there are three types: 1) action against a policy is 5 yrs (claim by a person to their own company) 2) property damage is 4 years (someone else damaged your property and you're making a claim against them) 3) bodily injury is also 5 yrs (someone injured you and you are making a claim against them)
