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You do have a right to have a policy on your spouse as you have insurable interest. However you can not take out a policy with out the consent of the person to be insured. There is underwriting that has to be done including possible bloodwork and maybe a physical exam. Your spouse will need to sign to have this completed as well as giving permission for medical records to underwrite the life insurance policy. If you find someone to claim they can does any other way you are probably not dealing with an moral/ ethical company and I would have questions when it comes to claim time if they would pay.

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Q: Can you buy life insurance for your spouse without their signature and no medical exam?
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Can your spouse get insurance for you without your knowledge?

not legally. You would have to sign the application, answer the medical questions, and often have a physical.


Can a spouse cash out life insurance policy without spouses signature?

Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.


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Yes, especially if your spouse pays towards the insurance benefits out of his/her check.


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No


Can you get a divorce without your husband signature in NYC?

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In the death of a spouse who is resonsible for unpaid medical bills after the insurance has been paid?

The remaining spouse or executor of the deceased's will.


If you have insurance with your employer and your spouse has insurance on you also which insurance is the primary?

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