If you need to it can be done. Wether or not you need to depends on some of the factors listed below: Are you wanting to add them and their vehicle? If yes, then only if you have an insurable interest in the vehicle (Your name is on the title as well as theirs) otherwise they would need their own policy. This is true for most companies, but there are a few like Progressive that do not ask about insurable interest. Are you wanting to add them just as a driver of your auto? Answer depends on how much they will be using your auto. Occasional operation by a non-relative not living with you is generally allowed without them being added to your policy. If they will be using your vehicle on a regular basis most companies require you to add them. Thge price to add them will vary depending on their age, driving record, sex (M/F not Y/N), type pf vehicle, etc.
Yes, so long as they are living together. If they are a household, then the two can have a combined auto insurance policy. Check with your agent for the specifics from your insurance carrier.
Call your insurance agent and ask for them to be removed from your policy.
They should unless you have excluded them. It is best to have all household members on your policy.
no
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
no, and the privacy act applies as well
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.
Possibly, if you are in the same household. However, if you are divorced, you may not want the financial link involved.
Talk with your auto insurance agent if you don't know how to read your insurance policy.
Only if you go to your insurance provider and include them in your policy
get a copy of the police report. it gives you the name of other parties insurance company and policy number.