Not really, unless there was some type of fraud on your part. Also, any assets you inherit within 6 months of filing BK ( even after you receive a BK discharge) would be required to be turned over to the BK trustee.
No, unless a person dies within 180 days of the debtor filing for BK and the debtor receives an inheritance from the decedent's estate/probate.
In general, you don't. Any asset that is not exempt or abandoned by the trustee may be sold after the discharge is entered.It is possible to have an asset that is exempt and that you have to sell before the Chapter 7 has been completed, but in 37 years of doing bankruptcies I have never had one.If you do not need the asset or cannot exempt the asset, the trustee will be happy to take possession of it and auction it off for his benefit and that of the unsecured creditors.Selling an asset before the Chapter 7 is completed will result in the trustee bringing an adversiarial fraud action against the debtor.
Yes, even for 6 months after discharge. Depending on the source of the money, the trustee may have no way to take it, but not reporting it will leave you open to challenge later on. Ask your lawyer or get an experienced bankruptcy lawyer.
You can get a Chapter 13 bankruptcy dismissal by asking your lawyer to ask the trustee for a dismissal. If you are having trouble making the payments, you can ask for you bankruptcy to be modified.
yes.
If the Chapter 13 Bankruptcy is still active you probably will need to turn over this to the Chapter 13 Trustee. At the least you need to ask the Trustee about the refund amount and if it must be submitted or not.
The trustee can ask you to turn it over to him if he knows that you are getting a refund back.
NPOC is short hand for "no proof of claim filed." The Z may be a term assigned by the Trustee, so you should call the trustee's office and ask what it means.
Both the laws and the bankruptcy filing, and the info the court finds (like that provided from creditors...who will ask the trustee about things you claimed to own on your crdit application), and from credit reports and tax returns, all types of things provide information for the trustee to act on. The trustee exists with or without a lawyer. In fact, your lawyer may be an advisory to the trustee on many things.
I really don't think so. They are civil fines and I do not think they would be subject to discharge by a Federal Bankruptcy Court. If you have a trustee , ask that person.
You have the right to receive notice of the 341 meeting (first meeting of creditors) and the right to attend that meeting and ask the debtor any questions relating to the bankruptcy or to your claim if you believe you might be entitled to avoid a discharge or if you believe the debtor is committing fraud by hiding, failing to disclose or has transferred assets prior to filing. Keep in mind that such assets go to the trustee to pay him/her and then for any costs on acquiring those assets for the estate and the the balance gets distributed pro rata to all the unsecured creditors.
No they do not take your refund from my experience, but they do take the state refund. If they do take it, you can contact the trustee and ask for it back. I was told as long as the payments were being made every pay period we were okay. Hope this helps
At the 341 Meeting of Creditors you appear before a trustee who will examine you. At the hearing your are sworn under oath and the trustee will ask you a serious of questions about the documents and schedules that are filed with court. The trustee is a person who is assigned to your case by the court and who is in charge of administrating the case. Most of the questions that are asked by the trustee are pretty routine. Some of the more common questions that are asked are:Did you read the schedules and petition before signing themIs everything in the documents accurate?Did you list all of your assets?Did you list all of your creditors?Have to transferred or sold any property in the last 2 years?Do you owe any domestic support obligations?The questioning is pretty quick for most people. This is a good resource that describes a bit more about the Meeting of Creditors: http://hubpages.com/hub/Meeting-with-Creditors