It does not matter what state your in. No one is liable for an act of nature. Your neighbor is responsible for the portion on their property and you are responsible for the portion on your own property.
You must be a resident of Texas. You must be 17, or 16 and living away from your parents. You must be able to manage your financial affairs and be self supporting. Texas code Chapter 32 Section 31
Texas only allows wage garnishment if there is no other manner in which the judgment creditor can execute the judgment (bank levy, seizure and sale of unexempt property, lien against real property owned by the judgment debtor).
It depends on the law of your state. In Texas, all property is presumed to be community property, unless you can show by clear and convincing evidence that it is separate. An inheritance is separate property. A spouse cannot be divested of separate property in a divorce. (It can be tapped to pay child support, however.)
Can a repo man bust a chain and lock to your gate to gain access to your property for reposesion of your vehicle. I live in Texas.
Theoretically yes. Chapter 13 bankruptcy is a type of repayment plan and your debts are not discharged the way you may be more familiar with in Chapter 7. However, not all debts will need to be repaid in full, some will only be partial. Both you and your wife would have to maintain a strict budget for up to 5 years.
The laws relating to bankruptcy in Texas are Chapter 7 and Chapter 13. Chapter 7 will completely relieve one of all major debt and allow for one to keep their house and one car. Chapter 13 is better if one fits into and has a steady income as it gives one the breathing room need to help one get out of debt without being completely over taken by their debt.
Texas Transportation Code - Chapter 683 Abandoned
Bankruptcy is Federal, not state. While your state of residence changes which federal district you are in, it does not change your eligibility to file.
No, they did not file for bankruptcy.
A bankruptcy can almost always be reopened. Unless the "liquid assets" were available to the debtor at the time of filing or fall into one of the categories (gambling winnings or inheritance) that had to be reported within 6 months of discharge, four years is way too late to go after them. Even in Texas.
Individual associations are governed by their governing documents. In Texas, you can review the Property Code -- Chapter 209 -- Texas Constitution and Statues and pay particular attention to the type of association of interest.
Yes, you are responsible for the balance not recovered through an auction, certains fees the lender charges which include the tow. If bankruptcy if filed with the amount of the debt owed, then the debt is discharged and you are not responsible for any money owed. Since bankruptcy is Federal, it applies to All states.
The cost will depend on which type of bankruptcy you are filing. It costs less to file chapter 7, between $950 - $1,400. Expect to pay your attorney more if you are filing chapter 13: around $1,800 to $2,400. Most lawyers will offer a free consultation where they will talk about how much they charge.
18 months
First, no question about it, being married to someone who then files bankruptcy, or has financial issues, can certainly affect you in many ways. I believe (but am not sure) Texas is a community property state. I which case you can definitely have more problems, as each of your assets and liability easily become community assets, and these would logically be part of the bankruptcy. There are ways, albeit it takes a certain amount of action ( prenupts, separate bank accounts, etc.,) before and during the marriage, to keep your assets as "sole & separate". Good lawyerly advice is needed. * Real property that is owned before marriage does not become part of joint marital property unless the title is changed to include the new spouse. Debts incurred before a marriage do not become the responsibility of the new spouse even in a community property state such as Texas. Joint marital assets will be subject to bankruptcy procedure in a CP state even if only one spouse files for bankruptcy.
yes