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Well, according to the FTC the answer is no. There are two stages to this issue. First a lender must be licensed in the state they are lending you money in and if they are licensed they must file a civil suit before a judgement can be entered and a garnishment ordered.

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11y ago
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12y ago

No. Payday loans are illegal in Maryland. Contact the Maryland Commissioner of Financial Regulation for more information. Payday lenders are notorious for threatening law suits, garnishments, even arrest. Even if you lived in a state where payday loans were legal, they could not garnish your wages on their own. They would first have to sue you and win a judgment in court, which isn't going to happen in Maryland. If the lender or collector is telling you that they are garnishing your pay, then you may be able to sue them for violating the Fair Debt Collection Practices Act. These threats are prohibited by law. You can also check this out on the FTC.gov site.

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14y ago

No, not unless you have signed some kind of contract or agreement in which you forfeited your right to court hearing.

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16y ago

Of course.

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Q: In the state of Maryland can your wages be garnished without a court order?
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