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Payday lenders may be able to file a lawsuit against you for default. That's about it. You need to find out whether payday loans are legal in your state. Some states have made them illegal, therefore unenforceable in court. Your attorney general or financial regulation agency could help you with that. If they do sue you, it's no worse than being sued for any other type of loan. Don't fall for the lies that they can press criminal charges, etc. They can't.
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Can a payday loan company press criminal charges on you?
If you defaulted on a payday loan, that is not a criminal offense. It is a civil matter, just like not making the payments on a credit card. Lenders and collectors are prohibited from making threats to file criminal charges or have you arrested. Payday lenders can be notorious for this, but they are just trying to scare you into paying them. If your state allows payday loans, then they may be able to sue you in court for defaulting on a loan. Some states have made payday lending illegal. Check with your state attorney general or financial regulator to find out about state laws that may affect you. Also check out the Fair Debt Collection Practices Act on the FTC.gov website. This federal law governs collections, and actually entitles you to sue the creditor for violations. You may also want to consult a consumer rights attorney. If you're in Texas, check out Budd Hibbs website about this.
Where do you go to press charges?
To press criminal charges against someone, go to the police station that is closest to where the criminal act occurred. This question is filed under "civil" cases. Charges are not "pressed" in civil matters.
If you have a cash advance company calling you thresting saying if you do not pay the loan back we will send it in to the da office for a bad check can they do that?
If you went to a store front and actually wrote a check out, then they may be able to press charges for a bad check. I would assume you probably never wrote a check, but instead took out an internet payday loan. That is not the same. Failing to repay an internet payday loan is a civil matter, not criminal. At most, they could sue you in court. It is illegal for them to threaten you in that manner. Check out the Fair Debt Collection Practices Act (FDCPA). Payday lenders love to threaten you so they can scare you into paying.
Can a person press charges for fighting?
It depends on the fight. If someone got hurt to an extent the victim could press charges. Yes they can the person who pops it off (first to punch) can get lock up ps.you can press charges on a lot of stuff
Can banks press criminal charges on past overraft fees?
you should press criminal charges against them for their extortionate fees, and its a civil matter rather than criminal.
Can payday lenders press fraud charges for defauted payday loans?
You can't be charged with fraud on payday loans. They are considered bad debt. There are several payday loans online that are not licensed to lend in certain states. This is a typical threat from the lenders. They think if they threaten criminal prosecution, people will pay their rediculous charges above what you owe. Don't let them intimidate you. Set up a budget and pay what you can toward each one. You can consolidate your payday loans through Town & Country Acceptance. If you register, I will be happy to give you their information. They work very well with the lenders and they don't take any crap off of any of them.
Can a parent press charges for contributing to to the delinquency of a minor in Ohio?
A parent can press charges for contributing to the delinquency of a minor in Ohio. Criminal charges can be filed for the crime, and civil charges can be done for any injuries that may have occurred to the minor child.
How can you press charges for theft and what courthouse should i go to for it?
First you should file a report with your local police department. Theft falls under criminal law, not civil law, so to press charges you would need to go through law enforcement channels, not civil court.
Payday loan company telling you that they are going to process your default as a bad check can they?
If you went to a store front location and physically wrote a check, agreeing that they would cash it in the future, then you could be charged for a bad check. Normally, you will have some time to pay it before it goes to the courts. If you took out an internet payday loan, then you did not write a check. Internet payday loans cannot claim to press charges for bad checks, it's not the same. At worst, they may be able to sue you for defaulting on the loan. Payday lenders will tell some whopping lies to scare you into paying them. Often, what they tell you is illegal. Research the Fair Debt Collection Practices Act (FDCPA) for what collectors can and cannot do by law.
Can a rent to own threaten to press charges if you miss your first payment?
No they cant press charges all they can do is tell you to pay late fee or move out the houseAdded: There are no "charges" to be pressed. It is not a criminal matter. It is a civil matter, and they CAN take court action to require that you fulfill your part of the contract.
Is it necessary in an assault case for the victim to press charges or can other parties press charges-?
The police or the victim are the only people who can press charges in an assault case.
If you press charges on someone and then drop the charges and the case is closed can they reopen the case so you can press charges again?
yes you can
