Sorry but damage caused by animals will not be covered on the policy.
That would be covered under Your Builders General Liabiity Insurance Policy,
Doubtful. Most homeowners policies have language that exclude damage as a result of faulty workmanship or construction.
My policy with Progressive/Homesite does not. They point to policy language neglecting to cover cosmetic damage. Not too happy with them.
A course of construction policy is insurance purchased by a builder to cover materials, fixtures, equipment, and the building itself. As the name implies, it is only good during the course of construction, or as long as the work is going on.
Contractors LiabilityThe contractors General Liability Insurance policy will cover damage resulting from faulty workmanship. You need to call the contractor.AnswerDepends on the policy. There are different levels of coverage available. All risk policies would cover the damage by water, but not fixing the contractor improper construction, and would then go after the contractor insurance for reimbursement. Named Peril policies, lower level coverage, wouldn't cover any of it.Jack from Northeast Pa
They would cover it if the damage occured during the policy period. The damage would have to be sudden and accidental damage, not wear and tear.
They cover just about everything if you have the right policy
No, your home owners Policy does not cover damage by your contractor or builder. Always make sure that any contractor you hire is properly insured before you allow him to begin his work, If you are comencing self construction then by all means obtain a builders risk policy for coverage of incidental losses related to your construction activities.
Heck Yeah UNLESS your policy does not cover it
Your comprehensive coverage porportion of your policy may cover the critter damage depending on the terms of your policy.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Geico covers hail damage if it is part of your policy. Bare minimum coverage does not cover acts of nature.