Yes.
Gather your evidence and present it to a local, common interest community-savvy attorney, who is best equipped to advise you in your particular situation.
Homeowners Insurance can not be sued due to a criminal assault.
Yes, in some cases. The first task is to identify the section(s) of the governing documents that board members violated, and produce proof that the parties have attempted to work through their differences given the processes described therein, and in the state law that covers your type of association. Most associations carry master insurance policies with Directors and Officer's (D&O) coverage. When the board is sued, and when D&O coverage is in place, often the D&O coverage provides for hiring counsel for the board. Upon further investigation, when/if during the discovery process, valid evidence shows that board members have acted outside the boundaries of their governing documents and state law or have violated them, the D&O coverage may not cover the situation -- for counsel or for judgement amounts. Depending on the D&O coverage, board members individually may or may not be covered. Finally, your counsel can advise you as to the wording of your complaint, and whether or not you can/should include board members personally as named defendants in your suit -- or not, depending on the situation. NB: Be aware that if you bring suit, and you lose, you will be responsible not only for your fees and expenses, but for the board's fees and expenses spent to defend itself in your matter.
A homeowners association needs an umbrella and excess liability insurance to cover any unexpected and potentially costly accidents or incidents that may occur within the community. This additional coverage helps protect the association against lawsuits and claims that exceed the limits of their primary liability insurance. It provides an extra layer of financial protection for the association and its members.
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.
There is no reason for them to be sued, they haven't done anything.
The problem with suing the board is this: you are essentially suing yourself. Collect all the documentation sent to you by the association regarding the pool closing, and sit down with a common interest community-savvy attorney, to better understand your options.
Brown
The liability section of your homeowners insurance covers items that you are legally obligated to pay for injuries to other persons due to your negligence. It will also pay for legal fees to defend you if you are sued for such items.
(In America, anyone can pretty much sue anyone for most any reason.) The association is a corporation. Your governing documents and the state association law govern their responsibilities, limitations and actions. If you believe -- and have evidence -- that the association's board has acted illegally, you can sue them. You can find an association-savvy attorney willing to take your case, and begin there with your stories, proofs and evidence. However, in the case of the association, remember that if you are an owner, some of your assessment dollars are being used by the association to defend itself against your suit.
If you have a procedural issue with the process used by the association, your best defense is to find a local common-interest-community attorney and take your evidence, including the postmark on the envelope used to transmit your notice, to engage the attorney. You could also visit the local courthouse to confirm that whatever they filed as 'proof of service' was indeed used to notify you. Take this evidence, too, to your attorney's consultation.
No - only if board/ management are sued!
No member of the Senate or the House or Representatives may be sued for any statements made during session. The reason for this is to prevent intimdation from any opposition or a possibly hostile Judiciary.