Your bankruptcy attorney is the person who can give you the best advise for this answer.
Your dilemma will be this: if you choose to continue living in your unit, your neighbors -- who have paid your bills -- may not be as 'community-oriented' toward you if you charge off the assessments that you owe in a bankruptcy proceeding.
The above is obviously unlikely, as few if any neighbors will know.
However, your problem is two fold really: All debts must be included in bankruptcy (no picking and choosing). Most all assoc. / condo fees are written that they become a lien against the property, much like a mortgage. It is a secured debt. The BK court handles it as such. So the assoc has the right to foreclose and use the $ from the sale to get paid with any excess going back to the BK court to pay other debts No question the court would (has to) force the sale of the secured asset (the property) to pay this debt or it is bein unfair to other creditors. No question the asssoc has to do all it can to be paid, or it is being unfair to other assoc members. Normally, as the mortage is bigger and has more to lose, it is the one that ends up foreclosing.
Your bankruptcy attorney can help you decide what to include in your filing petition.
NSF checks and fees can usually be discharged in BK. Refiling? or reopening? Once a BK has been filed,it can sometimes be amended. There will be an additional fees.
Motions to reopen bankruptcy cases shall be accompanied with the payment of any prescribed filing fees. Payment of the filing fee to reopen a bankruptcy case filed by the trustee due to the discovery of additional assets in the estate shall be payable at the time the motion to reopen is filed.
Fees paid to the court cannot be refunded under federal law.
Yes.
You can add attorney fees for services rendered that are due and owing to an attorney. i.e. you owe a family law attorney $3500 for a divorce that he handled for you and you can't make that payment or payments to your other creditors and decide to file bankruptcy, you can discharge the fees owed to him. If your bankruptcy attorney has even an ounce of bankruptcy knowledge he will have you pay him in full before filing your petition as any fees owed pre-petition (that is, before the case is filed) are discharged.
The average here is the Central District of California is about $1,500-$2,500 for chpt. 7 and $3,500 for a chpt. 13
No, that's the point of filing bankruptcy. Suing him would be in violation ofthe permanent stay against creditors including you. He can have the bankruptcy court stop the suit and allow him attorney's fees and even damages.If you had grounds for objecting to dscharge, you should have filed an objection with the court.
You cannot file a bankruptcy directed at one single debt.
No. Obligations to the government cannot be discharged through bankruptcy action.
If the association fees are part of the obligations of your landlord under your lease agreement you could pay the fees directly, then deduct them from the rent, sending a letter to the landlord with the accounting. You should check to see if there is a landlord-tenant agency in your area and call for advice.
Sure