Yes.
A payday loan company may sue a borrower in Texas in order to get their money back.
YES!
No. In the state of Texas a creditor cannot garnish your wages no matter how much is owed.
YES
Yes.
If you don't pay a payday loan, you can have a judgment brought against you. They can also fine you a pre determined amount.
An online payday company cannot file criminal charges in Texas. It is an unsecured loan with little recourse but a judgment in a court of law.
YES!
Yes, online payday loans are legal in the state of Texas. The state features very strict rules for lenders, so you'll have to find a lender that follows these laws properly.
Can a payday loan company garnish my wages or levy my bank account, assuming they are successful in getting a judgment against me.
No. In the state of Texas a creditor cannot garnish your wages no matter how much is owed.
can you prosecute a hot check on payday loan
no
YES
Yes.
If you don't pay a payday loan, you can have a judgment brought against you. They can also fine you a pre determined amount.
No. Not paying back a payday loan or cash advance is a civil issue not a criminal one. And, most payday lenders will not sue someone for a $500 loan.
probably!