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according to my lawyer, there is only a slight chance they take anyone to court for non-payment at a payday loan store b/c of how much it will cost them to file and so forth before they finally can get the money from you whether in payments from court order or court ordered to deduct out of your paycheck from your employer, and laws have limited this as well to only take a certain % of your pay which i believe in WI is or around 10% or less.

But 90% of the time, they will just bug the heck out of you until you give in to make some payment and of course report it to the credit bureaus, possibly ALL 3

Some even will SELL YOUR INFO to a collection agency and let them deal with the problem and just write it off as a bad debt if they do not get anything and so forth, sometimes you can be passed to several collection agency until its finally written off which could take several years.

By law, a collection agency can only hold your info for up to 3 months.

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Q: Can a payday loan company take you to court for nonpayment in Wisconsin?
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