Yes, it will. The fact that the other driver had no license has nothing to do with coverage and liability.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
The answer is most likely no. If you are not licensed to operate a vehicle, then the insurance company would be contributing to a crime if you are operating it as all states require a driver license to operate a motor vehicle. There are exception and there are a few carrier that will provide coverage in special circumstance. For example, grandmother has never learned to drive and do not have a license. She purchase a car so that her granddaughter will drive her to and from the grocery store and the church.
Unlikely. Check the laws in your state. In Louisiana, there is a law known as the "No Pay No Play" law. That has to do with having liability coverage, though, not a driver's license.
The liability, or fault-factor in an accident has nothing to do with whether or not a driver was licensed. The liability in an accident at an uncontrolled intersection can be shared. Several factors go into a case like that & would need to be fully investigated to determine.
yes
== == You are OUT OF LUCK. Every auto insurance policy REQUIRES any driver to be properly qualified and LICENSED by their home state. An Expired license is NO LICENSE, at all. No License, no coverage. No coverage, equals YOU PAY the entire costs of the accident, plus you will have a really hard time getting insurance again.
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
Yes, it is perfectly legal to own a vehicle if you have no license to drive it and have a licensed driver chauffeur you around.
If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.
Time to sue.
That would be liability coverage.