No. There are, however, three points at work here as follows:
A 401(k) account is a retirement account that is generally protected from creditors. You are only allowed to access the funds at retirement or through loans where you are effectively borrowing money from yourself and paying yourself back that money with interest.
Garnishing is a phrase that implies money being taken from income of some sort.
A loan is not income, rather, a loan is just a way to get the use of some good/service (or cash) now by agreeing to pay it back (plus interest) at some later date.
Putting this all together, a credit card company, if they get a judgment against you, could garnish your wages but would not be able to touch anything that has to do with your 401(k).
No
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
Credit card companies could not garnish a retirement account at one time in Florida.
No.
In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.
No
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
Credit card companies could not garnish a retirement account at one time in Florida.
No.
In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.
Yes.
No.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
A credit card company may win a lawsuit against you to garnish your disability or retirement checks.
Yes, after obtaining a judgment writ from the court.
Yes, but only after you are sued, lose and have a judgement against you.
No, all they can do is take you to court and try to get a ruling against you to garnish wages.