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No. There are, however, three points at work here as follows:

A 401(k) account is a retirement account that is generally protected from creditors. You are only allowed to access the funds at retirement or through loans where you are effectively borrowing money from yourself and paying yourself back that money with interest.

Garnishing is a phrase that implies money being taken from income of some sort.

A loan is not income, rather, a loan is just a way to get the use of some good/service (or cash) now by agreeing to pay it back (plus interest) at some later date.

Putting this all together, a credit card company, if they get a judgment against you, could garnish your wages but would not be able to touch anything that has to do with your 401(k).

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Q: Can a credit card company garnish your 401K loan?
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Can an credit card company garnish your wages?

No


Can a credit card company garnish your wages in California?

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Yes.


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No.


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can credit card co.garnish disability or retirement checks?

A credit card company may win a lawsuit against you to garnish your disability or retirement checks.


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Yes, but only after you are sued, lose and have a judgement against you.


Can a credit card company have you arrested?

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