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Yes, the government can garnish up to 15% of social security income. If you consolidate your loans, you can opt for an income sensitive repayment plan and possibly get a lower payment than you are paying now. I have seen payments at $0 a month. If you need help on consolidating your student loans, click on the link at he bottom of this text box.

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14y ago
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16y ago

The lenders of Government insured student loans are given special consideration that virtually guarantees they will get paid. (Like it can't be dismissed in bankruptcy).

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Q: Can a WA resident on Social Security Disablity be garnished for a defaulted student loan?
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